Financial Performance Highlights - Net income reached $1.8 billion, translating to $4.35 diluted earnings per share[7] - Total revenue increased by 4%[8] - Fee income (non-GAAP) saw a 9% increase[8] - Pretax, pre-provision earnings (PPNR) (non-GAAP) grew by 8%[8] - Return on average tangible common equity (ROTCE) (non-GAAP) stood at 16.8%[8] Balance Sheet and Capital - The Basel III CET1 Capital Ratio was 10.6%[8] - Total loans averaged $325.9 billion, a 1% increase compared to the linked quarter and a 2% increase year-over-year[15] - Total deposits averaged $431.8 billion, showing a 2% increase both compared to the linked quarter and year-over-year[15] Revenue and Expenses - Total revenue reached $5.915 billion, a 4% increase compared to the linked quarter and a 9% increase year-over-year[25] - Net interest income was $3.648 billion, up 3% from the linked quarter and 7% year-over-year[25] - Noninterest expense was $3.461 billion, a 2% increase compared to the linked quarter and a 4% increase year-over-year[25]
PNC(PNC) - 2025 Q3 - Earnings Call Presentation