MUFG(US:MUFG)2025-11-14 11:01Financial Performance - For the six months ended September 30, 2025, ordinary income was 6,893,775 million yen, a 0.5% increase from the previous year[10]. - Profits attributable to owners of the parent for the same period were 1,292,955 million yen, reflecting a 2.8% increase year-over-year[10]. - The comprehensive income for the six months ended September 30, 2025, was 1,123,012 million yen, down 15.0% from 1,321,798 million yen in the previous year[10]. - Ordinary income for the six months ended September 30, 2025, was 6,893,775 million yen, a slight increase of 0.5% from 6,860,277 million yen in the same period of 2024[24]. - Profits attributable to owners of the parent for the six months ended September 30, 2025, were 1,292,955 million yen, up from 1,258,195 million yen, reflecting a growth of 2.8%[24]. - Total comprehensive income for the six months ended September 30, 2025, decreased to 1,123,012 million yen from 1,321,798 million yen, a decline of 15%[25]. - Cash dividends declared for the six months ended September 30, 2025, amounted to 449,732 million yen, an increase from 240,937 million yen in the previous period[28]. - The company reported extraordinary gains of 44,449 million yen for the six months ended September 30, 2025, compared to 9,549 million yen in the same period of 2024[24]. Assets and Liabilities - As of September 30, 2025, total assets were 404,318,108 million yen, a decrease from 413,113,501 million yen as of March 31, 2025[11]. - The company reported a decrease in total liabilities from 391,385,368 million yen as of March 31, 2025, to 382,079,899 million yen as of September 30, 2025[21]. - The total liabilities as of September 30, 2025, were ¥281,521,665 million, down from ¥295,226,792 million as of March 31, 2025, reflecting a reduction of approximately 4.6%[116]. - The total assets of the company were ¥290,930,204 million, a decrease from ¥304,366,471 million as of March 31, 2025[114]. Equity and Capital - The equity-to-asset ratio improved to 5.2% as of September 30, 2025, compared to 5.0% as of March 31, 2025[11]. - The balance of shareholders' equity at the end of the period was 16,869,984 million yen, an increase from 16,316,321 million yen at the end of the previous period[28]. - The total shareholders' equity as of September 30, 2025, was ¥8,886,241 million, an increase from ¥8,654,637 million as of March 31, 2025, representing a growth of approximately 2.7%[116]. - MUFG's total capital ratio increased to 18.99% as of September 30, 2025, up by 0.16% from 18.83% as of March 31, 2025[67]. - MUFG's total capital reached ¥21,052.8 billion, an increase of ¥907.8 billion from ¥20,145.0 billion[67]. Loans and Credit - The total loans for MUFG increased to ¥139,413.3 billion as of September 30, 2025, an increase of ¥2,076.9 billion from ¥137,336.3 billion[73]. - The non-performing loans ratio for MUFG decreased to 1.01% as of September 30, 2025, down from 1.11%[73]. - The allowance for credit losses decreased to ¥1,139.8 billion as of September 30, 2025, down by ¥75.0 billion from ¥1,214.9 billion[73]. - Total loans as of September 30, 2025, amounted to ¥120,603,546 million, an increase of ¥1,074,964 million from March 31, 2025[78]. - The non-performing loans ratio decreased to 0.60% as of September 30, 2025, down from 0.72%[78]. - The total amount of loans classified as "Doubtful" decreased by ¥104,802 million to ¥342,522 million as of September 30, 2025[78]. - The total amount of loans classified as "Bankrupt or De facto Bankrupt" decreased by ¥5,535 million to ¥44,467 million as of September 30, 2025[78]. - The total amount of loans classified as "Normal" increased by ¥410,848 million to ¥2,974,426 million as of September 30, 2025[81]. Income and Expenses - Interest income for the six months ended September 30, 2025, was 4,183,706 million yen, a decrease of 4% from 4,357,421 million yen in the previous year[24]. - Ordinary expenses increased to 5,147,099 million yen for the six months ended September 30, 2025, from 5,103,351 million yen, reflecting a rise of 0.9%[24]. - Net interest income decreased by ¥68,551 million to ¥1,440,026 million from ¥1,508,577 million year-over-year[45]. - Total taxes increased by ¥9,829 million to ¥338,091 million from ¥328,262 million year-over-year[47]. - The company's trading income for the six months ended September 30, 2025, was ¥44,261 million, up from ¥34,346 million for the same period in 2024, reflecting an increase of approximately 28.5%[117]. Securities and Investments - The net unrealized gains on available-for-sale securities increased to 1,646,350 million yen as of September 30, 2025, from 1,327,127 million yen as of March 31, 2025[23]. - The available-for-sale securities amount to ¥60,709,607 million, showing unrealized gains of ¥2,699,026 million as of September 30, 2025[62]. - The total unrealized gains for available-for-sale securities increased from ¥2,005,377 million to ¥2,402,769 million from March 31, 2025, to September 30, 2025[62]. - The total amount of debt securities held to maturity is ¥23,845,331 million, with unrealized losses of ¥632,323 million[60]. Operational Metrics - The number of consolidated subsidiaries increased to 344 from 340 year-over-year[45]. - The number of treasury stocks increased from 561,193,945 shares as of March 31, 2025, to 685,710,440 shares as of September 30, 2025[15]. - The company has set an earnings target of 2,100.0 billion yen for profits attributable to owners of the parent for the fiscal year ending March 31, 2026[13].