江苏银行(600919) - 2022 Q3 - 季度财报

Financial Performance - Operating revenue for Q3 2022 reached CNY 18,649,110, an increase of 16.15% compared to the same period last year[5] - Net profit attributable to shareholders was CNY 7,108,251, reflecting a growth of 31.51% year-on-year[5] - Basic earnings per share (EPS) for the period was CNY 0.48, up 29.73% from the previous year[5] - Operating income for the period was CNY 53.76 billion, a year-on-year increase of 14.88%[19] - Net profit attributable to shareholders was CNY 20.49 billion, up 31.31% year-on-year[19] - The total comprehensive income attributable to shareholders of the parent company for the first three quarters of 2022 was CNY 20,697,646, compared to CNY 16,569,468 in the previous year, reflecting an increase of 24.8%[26] - Net profit attributable to shareholders of the parent company for the first three quarters of 2022 was CNY 20,488,594, representing a 31.5% increase from CNY 15,603,604 in the same period of 2021[25] - Net profit attributable to shareholders was 19,015,941 RMB, an increase from 14,948,848 RMB, marking a growth of approximately 27.6%[32] Assets and Liabilities - Total assets at the end of the reporting period amounted to CNY 2,922,769,309, representing an increase of 11.60% from the end of the previous year[5] - Total assets reached CNY 2.92 trillion, an increase of 11.60% compared to the end of last year[19] - The total assets as of September 30, 2022, amounted to CNY 2,922,769,309, compared to CNY 2,618,874,260 at the end of 2021, indicating a growth of 11.6%[22] - The total liabilities increased to CNY 2,709,959,218 as of September 30, 2022, from CNY 2,420,818,512 at the end of 2021, marking a rise of 12.0%[22] - Total liabilities increased to 2,606,164,475 RMB from 2,341,312,764 RMB, representing a rise of approximately 11.3%[29] Cash Flow - The company reported a net cash flow from operating activities of CNY -6,355,551, a decrease of 107.72% year-on-year[5] - The net cash flow from operating activities for the first three quarters of 2022 was negative CNY 6,355,551, a significant decrease compared to a positive CNY 82,313,247 in the same period of 2021[27] - In Q3 2022, the net cash flow from operating activities was -5,509,995, a significant decrease compared to 70,390,899 in the same period of 2021[34] - The total cash outflow from operating activities was 290,631,285, compared to 245,747,491 in the same period of 2021[34] - The company reported a net cash flow from financing activities of 34,437,957 RMB, a significant improvement compared to a negative cash flow of 57,667,739 RMB in the previous year[28] - The net cash flow from financing activities was 32,620,914, a recovery from -58,340,478 in the same quarter last year[35] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 108,310[9] - The top ten shareholders held a combined total of 5,000,000,000 shares, accounting for 34.25% of the total share capital[9] Capital and Ratios - Return on equity (ROE) for the period was 4.36%, an increase of 0.59 percentage points year-on-year[5] - The weighted average ROE (annualized) was 17.44%, up 2.37 percentage points compared to the previous year[5] - Core Tier 1 capital adequacy ratio was 8.75%, up from 8.52% at the end of the previous year[13] - Provision coverage ratio increased to 360.05%, up 52.33 percentage points year-on-year[20] Loans and Deposits - Total deposits amounted to CNY 1.64 trillion, growing by 12.72% year-on-year[19] - Total loans stood at CNY 1.58 trillion, reflecting a growth of 13.17% from the previous year[19] - Retail loan balance reached CNY 583.4 billion, a growth of 4% compared to the previous year[20] - The balance of small and micro loans was CNY 570.5 billion, increasing by 19% year-on-year[20] Investment Income - The bank's investment income for the first three quarters of 2022 was CNY 8,014,979, an increase of 28.8% compared to CNY 6,225,365 in the same period of 2021[25] - The company’s investment income rose to 7,976,713 RMB, compared to 6,308,755 RMB in the previous year, reflecting an increase of about 26.5%[32]