Bank Of Jiangsu(600919)2023-10-27 16:00Financial Performance - Operating income for Q3 2023 reached CNY 19,834,976, an increase of 6.36% compared to the same period last year[4] - Net profit attributable to shareholders was CNY 8,633,684, representing a year-on-year growth of 21.46%[4] - Net profit after deducting non-recurring gains and losses was CNY 8,513,761, up 21.71% year-on-year[4] - Basic earnings per share for Q3 2023 was CNY 0.53, reflecting a 10.42% increase compared to the same period last year[4] - Net profit attributable to shareholders was CNY 256.54 billion, a year-on-year increase of 25.21%[20] - Return on Assets (ROA) was 1.12%, up by 0.10 percentage points year-on-year[20] - Return on Equity (ROE) stood at 18.08%, an increase of 1.53 percentage points year-on-year[20] Cash Flow - The net cash flow from operating activities for the year-to-date period was CNY 66,697,777, a significant increase of 242.45%[4] - The net cash flow from operating activities for the first three quarters of 2023 was CNY 192,920,118 thousand, a significant improvement compared to a net outflow of CNY 6,355,551 thousand in the same period of 2022[27] - Cash inflow from operating activities totaled CNY 510,607,406 thousand, compared to CNY 307,286,352 thousand in the previous year[27] - Cash inflow from investment activities reached CNY 1,622,168,194 thousand, significantly higher than CNY 853,678,249 thousand in the same period last year[27] - The net cash flow from investment activities was a negative CNY 82,701,032 thousand, compared to a negative CNY 53,683,456 thousand in 2022[27] - The total amount of customer loans and advances increased to CNY 196,243,035 thousand, compared to CNY 190,947,447 thousand in the previous year[27] - The bank's cash inflow from interest, fees, and commissions was CNY 87,690,648 thousand, an increase from CNY 81,787,570 thousand in the same period last year[27] Assets and Liabilities - Total assets as of the end of Q3 2023 amounted to CNY 3,336,345,824, an increase of 11.95% from the end of the previous year[4] - Total assets reached CNY 3.34 trillion, an increase of 11.95% compared to the end of last year[20] - Total deposits reached CNY 1,903,338,296 thousand, an increase from CNY 1,625,146,543 thousand year-over-year[13] - Total deposits amounted to CNY 1.90 trillion, growing by 17.12% year-on-year[20] - Total loans amounted to CNY 1,789,412,654 thousand, up from CNY 1,604,189,410 thousand year-over-year[13] - Corporate loan balance reached CNY 1.02 trillion, a growth of 19.70% compared to last year[20] - Retail loan balance was CNY 644.2 billion, increasing by 6.57% year-on-year[20] Shareholder Information - The company reported a total of 133,755 common shareholders at the end of the reporting period[9] - The total number of preferred shareholders was reported at 52[11] Capital and Ratios - Net assets attributable to shareholders reached CNY 245,515,822, marking a 17.68% increase year-on-year[4] - The annualized return on average equity was 17.80%, an increase of 0.02 percentage points compared to the previous year[4] - Core Tier 1 capital adequacy ratio stood at 9.40%[14] - The liquidity coverage ratio was reported at 217.57%[16] - The bank's total net capital reached CNY 297,116,794 thousand[14] - The loan loss provision coverage ratio increased to 378.12%[18] - The cost-to-income ratio improved to 20.89% from 21.03% year-over-year[18] - The bank's leverage ratio increased to 6.59% from 6.24% year-over-year[15] - Non-performing loan ratio improved to 0.91% from 0.94% year-over-year[18] - Non-performing loan ratio improved to 0.91%, down by 0.03 percentage points from the end of last year[20] - Provision coverage ratio increased to 378.12%, up by 6.46 percentage points year-on-year[20] Government Subsidies - The company recognized government subsidies of CNY 182,618 in Q3 2023, contributing to its financial performance[6]