厦门银行(601187) - 2021 Q1 - 季度财报

Financial Performance - The net profit attributable to shareholders of the parent company was RMB 538.21 million, representing a year-on-year growth of 5.37%[7]. - Basic earnings per share were RMB 0.20, a decline of 9.09% compared to the previous year[7]. - Net profit for Q1 2021 was RMB 528,654 thousand, compared to RMB 498,428 thousand in Q1 2020, marking a growth of 6.1%[73]. - Total profit for Q1 2021 reached RMB 562,244 thousand, up 13.4% from RMB 495,603 thousand in Q1 2020[73]. - Net profit attributable to minority shareholders increased by 50.73% to CNY 467,827 thousand in Q1 2021 compared to CNY 310,366 thousand in Q1 2020[23]. - In Q1 2021, Xiamen Bank reported a total comprehensive income of RMB 485,106 thousand, a decrease of 39.6% from RMB 804,742 thousand in Q1 2020[58]. - The bank's total comprehensive income for Q1 2021 was RMB 471,411 thousand, down from RMB 786,650 thousand in Q1 2020, reflecting a decrease of 40%[73]. Asset and Liability Management - As of March 31, 2021, total assets reached RMB 286.58 billion, a 0.50% increase from the end of 2020[7]. - Total assets increased to CNY 286,575,786 thousand as of March 31, 2021, compared to CNY 285,150,280 thousand at the end of 2020, reflecting a growth of 0.5%[32]. - The bank's total assets as of March 31, 2021, were RMB 279,629,466 thousand, slightly up from RMB 279,479,126 thousand at the end of 2020[67]. - Total liabilities decreased slightly to CNY 264,762,919 thousand from CNY 265,476,651 thousand[32]. - The total liabilities as of March 31, 2021, were ¥264,762,919 thousand, slightly down from ¥265,476,651 thousand at the end of 2020[52]. - The bank's total liabilities decreased to RMB 258,439,393 thousand from RMB 260,259,596 thousand at the end of 2020[70]. Loan and Deposit Activity - Customer loans and advances totaled CNY 149,960,536 thousand, up from CNY 140,646,890 thousand, representing a growth of 6.9%[32]. - The bank's total deposits decreased to CNY 145,411,497 thousand from CNY 154,237,929 thousand, a decline of 5.3%[32]. - The net increase in loans and advances was RMB 136,376,694 thousand, up from RMB 129,414,901 thousand at the end of 2020[67]. Risk Management - The non-performing loan ratio remained stable at 0.98%, unchanged from the beginning of the year[18]. - The provision coverage ratio stood at 350.30%, indicating sufficient risk compensation[18]. - The provision coverage ratio decreased to 350.30% from 368.03%[44]. - The leverage ratio increased to 6.33% as of March 31, 2021, compared to 5.70% at the end of 2020[41]. Income and Cash Flow - Operating income for the first quarter was RMB 1.16 billion, a decrease of 16.68% compared to the same period in 2020[7]. - Operating income for Q1 2021 was RMB 1,071,060 thousand, a decrease of 19% compared to RMB 1,322,163 thousand in Q1 2020[73]. - The net interest income for Q1 2021 was ¥1,012,515 thousand, compared to ¥925,998 thousand in Q1 2020[55]. - Interest, fees, and commissions received amounted to RMB 2,110,625 thousand, an increase from RMB 1,295,976 thousand in Q1 2020[61]. - The bank's interest income rose to RMB 2,495,680 thousand, an increase of 7.5% from RMB 2,320,109 thousand in Q1 2020[73]. - The bank's investment activities generated a net cash flow of RMB 3,380,005 thousand in Q1 2021, compared to RMB 1,040,800 thousand in the same period last year[63]. - The net cash flow from operating activities was negative RMB 20,282,299 thousand, compared to negative RMB 7,938,094 thousand in the same period last year[61]. - The bank's cash flow from operating activities showed a net outflow of RMB 19,303,644 thousand, worsening from a net outflow of RMB 7,833,218 thousand in the same period last year[76]. - Cash flow from financing activities generated a net inflow of RMB 8,004,527 thousand, compared to a net outflow of RMB 345,897 thousand in Q1 2020[79]. Capital and Equity - The equity attributable to shareholders of the parent company increased by 10.23% to RMB 21.35 billion compared to the end of 2020[7]. - The bank's equity increased to CNY 21,812,867 thousand from CNY 19,673,630 thousand, reflecting an increase of 10.9%[35]. - The bank's total equity increased to RMB 21,190,073 thousand from RMB 19,219,530 thousand at the end of 2020[70]. - Core Tier 1 capital ratio decreased to 10.94% from 11.34% year-over-year[36].