XIANMEN BANK(SH:601187)2021-10-25 16:00Financial Performance - Net profit attributable to shareholders of the parent company was RMB 442,195 thousand, up 45.68% year-on-year[7]. - Operating income for the third quarter was RMB 1,440,006 thousand, reflecting a year-on-year growth of 40.13%[7]. - Basic earnings per share increased by 23.08% to RMB 0.16[7]. - The net profit attributable to shareholders for the reporting period was RMB 15.13 billion, representing a year-on-year growth of 20.61%[18]. - Net profit for the first nine months of 2021 was RMB 1,538,618 thousand, an increase from RMB 1,280,622 thousand in the same period of 2020, representing a growth of about 20%[36]. - The bank's basic/diluted earnings per share for the first nine months of 2021 was RMB 0.57, compared to RMB 0.53 in the same period of 2020, indicating an increase of approximately 8%[40]. Asset and Liability Management - Total assets reached RMB 319,759,665 thousand, an increase of 12.14% compared to the end of 2020[6]. - The company's total liabilities amounted to RMB 297.21 billion, reflecting an increase of 11.95% year-over-year[17]. - The bank's total liabilities reached RMB 297,210,914 thousand as of September 30, 2021, up from RMB 265,476,651 thousand at the end of 2020, indicating a growth of approximately 12%[34]. - The bank's total equity increased to RMB 22,548,751 thousand as of September 30, 2021, compared to RMB 19,673,630 thousand at the end of 2020, marking an increase of approximately 15%[34]. Cash Flow Analysis - Net cash flow from operating activities was negative at RMB -19,988,588 thousand for the first three quarters[6]. - The total cash inflow from operating activities amounted to RMB 40,935,116 thousand, compared to RMB 23,877,451 thousand in the previous year, reflecting an increase of about 71.5%[42]. - The total cash outflow from operating activities was RMB 60,923,703 thousand, compared to RMB 42,086,796 thousand in the previous year, reflecting an increase of approximately 44.5%[42]. - The net cash flow from financing activities was RMB 3,039,732 thousand, a decrease from RMB 15,815,788 thousand year-over-year, indicating a decline of approximately 80.8%[44]. - The cash and cash equivalents at the end of the period stood at RMB 14,982,585 thousand, down from RMB 18,417,667 thousand in the previous year, representing a decrease of about 18.5%[44]. Investment and Income - The company has seen significant growth in investment income and fair value changes contributing to revenue growth[9]. - Net interest income rose to RMB 3,211,797 thousand for the first nine months of 2021, compared to RMB 2,890,021 thousand in the same period of 2020, reflecting an increase of about 11%[36]. - The bank's net fee and commission income grew to RMB 303,643 thousand in the first nine months of 2021, up from RMB 237,524 thousand in the same period of 2020, reflecting an increase of about 28%[36]. - The bank's investment income decreased to RMB 301,502 thousand in the first nine months of 2021, down from RMB 896,851 thousand in the same period of 2020, representing a decline of about 66%[36]. Regulatory Compliance - The capital adequacy ratio stood at 14.28%, meeting regulatory requirements[18]. - The non-performing loan ratio improved to 0.92%, down by 0.06 percentage points from the end of the previous year[18]. - The provision coverage ratio increased to 370.23%, up by 2.20 percentage points compared to the previous year-end[18]. - The liquidity coverage ratio was reported at 135.84%, down from 185.65% at the end of the previous year[27]. - The leverage ratio increased to 5.97%, compared to 5.70% at the end of the previous year[26]. Strategic Focus - The company aims to focus on small and medium enterprises and deepen its presence in the Haixi region, aligning with national policies[16]. - The total number of common shareholders at the end of the reporting period was 62,303[11].