贵阳银行(601997) - 2023 Q1 - 季度财报

Financial Performance - Operating income for Q1 2023 was CNY 3,739,272,000, representing a 3.12% increase from CNY 3,626,014,000 in Q1 2022[6] - Net profit attributable to shareholders of the parent company was CNY 1,607,119,000, a 1.07% increase from CNY 1,590,152,000 in the same period last year[6] - The basic earnings per share for Q1 2023 was CNY 0.44, up 2.33% from CNY 0.43 in Q1 2022[6] - The total profit amounted to RMB 1,797,652 thousand, slightly up from RMB 1,775,032 thousand in the previous year, indicating a growth of 1.0%[25] - The comprehensive income totalled RMB 1,716,924 thousand, an increase from RMB 1,623,220 thousand in the same quarter last year, marking a growth of 5.8%[25] Cash Flow - Net cash flow from operating activities reached CNY 12,112,600,000, showing a significant increase of 257.10% compared to -CNY 7,709,952,000 in Q1 2022[6] - The net cash flow from operating activities for Q1 2023 was RMB 12,112,600, a significant improvement compared to a net outflow of RMB 7,709,952 in Q1 2022[26] - Total cash inflow from investment activities reached RMB 258,378,027, up from RMB 228,734,028 in the same period last year[26] - The cash outflow for investment activities was RMB 262,344,139, compared to RMB 230,149,810 in Q1 2022, resulting in a net cash flow from investment activities of RMB -3,966,112[26] - The total cash and cash equivalents at the end of Q1 2023 stood at RMB 15,008,363, down from RMB 18,504,223 at the end of Q1 2022[26] Assets and Liabilities - Total assets as of March 31, 2023, were CNY 664,364,299,000, reflecting a 2.84% increase from CNY 645,998,467,000 at the end of 2022[6] - The total liabilities amounted to RMB 603,994,801 thousand, reflecting a growth of 2.80% compared to RMB 587,345,893 thousand at the end of 2022[24] - The bank's equity attributable to shareholders reached RMB 58,363,086 thousand, an increase of 2.5% from RMB 56,667,172 thousand at the end of 2022[24] Loans and Deposits - Total loans and advances amounted to CNY 296,051,083 thousand, an increase from CNY 285,289,048 thousand in the same period last year[12] - The bank's net loans and advances stood at RMB 286,020,293 thousand, representing a rise of 3.1% from RMB 275,426,004 thousand as of December 31, 2022[24] - The total amount of deposits reached CNY 400,386,008,000, an increase from CNY 383,637,967,000 at the end of 2022[11] - Customer deposits increased to RMB 408,803,321 thousand, up 4.6% from RMB 393,013,273 thousand at the end of 2022[24] Risk Management - The non-performing loan ratio was reported at 1.49%, slightly up from 1.45% in the previous quarter[14] - The provision coverage ratio was reported at 260.31%, indicating robust risk management[14] - The bank is focused on risk management, particularly in key sectors, to maintain asset quality[23] Capital Ratios - The capital adequacy ratio improved to 14.20% in Q1 2023, up from 14.07% in Q1 2022[13] - The core tier 1 capital ratio increased to 11.03% from 10.83% year-on-year[13] - The bank's leverage ratio was 7.71%, down from 7.92% in the previous quarter[15] Operating Expenses and Income - The bank's total operating expenses rose to RMB 1,971,658 thousand, compared to RMB 1,851,379 thousand in Q1 2022, indicating an increase of 6.5%[25] - The bank's fee and commission income decreased to RMB 184,340 thousand, down from RMB 250,495 thousand in the previous year, reflecting a decline of 26.4%[25] Future Outlook - The bank plans to enhance its market expansion strategies and invest in new technologies, although specific figures or timelines were not provided in the report[24] - The bank's focus on digital transformation and customer service improvements is expected to drive future growth, with no specific financial targets mentioned[24]