贵阳银行(601997) - 2023 Q3 - 季度财报

Financial Performance - Operating revenue for Q3 2023 was CNY 3,727,984, a decrease of 9.18% year-on-year[4] - Net profit attributable to shareholders for Q3 2023 was CNY 1,390,870, down 4.22% compared to the same period last year[4] - The basic earnings per share for Q3 2023 was CNY 0.38, down 5.00% year-on-year[4] - Net profit attributable to shareholders was RMB 4.26 billion, a year-on-year decrease of 5.18%[22] - Net profit attributable to shareholders of the parent company was RMB 4,260,370 thousand, down from RMB 4,388,992 thousand in the same period last year, representing a decrease of about 2.9%[35] - Total operating income for the first nine months of 2023 was RMB 11,442,517 thousand, a decrease from RMB 12,068,192 thousand in the same period of 2022[35] Assets and Liabilities - Total assets as of September 30, 2023, reached CNY 670,650,377, an increase of 3.82% from the end of the previous year[4] - The total liabilities as of September 30, 2023, amounted to CNY 608,611,949, reflecting a 3.62% increase from the end of the previous year[4] - Total assets reached RMB 670.65 billion, an increase of RMB 24.65 billion or 3.82% compared to the beginning of the year[21] - The total liabilities amounted to RMB 608,611,949 thousand, up from RMB 587,345,893 thousand, indicating an increase of about 3.5%[34] Cash Flow - The net cash flow from operating activities for the first nine months of 2023 was CNY -14,273,760, a decline of 266.90% compared to the same period last year[4] - Operating cash inflow for the first nine months of 2023 reached RMB 44,625,873 thousand, up from RMB 31,397,993 thousand in the same period of 2022, representing an increase of 42%[36] - The net cash outflow from operating activities was RMB 58,899,633 thousand, compared to RMB 35,288,309 thousand in the same period last year, indicating a significant increase in cash outflow[36] - The balance of cash and cash equivalents at the end of the period was RMB 9,977,722 thousand, down from RMB 13,077,531 thousand at the end of the previous year[36] Loans and Advances - The total amount of loans and advances increased to RMB 318.52 billion, compared to RMB 285.29 billion at the end of 2022, marking a growth of 11.64%[7] - The company reported a net increase in loans and advances of RMB 34,404,467 thousand, compared to RMB 21,162,041 thousand in the same period last year, reflecting a growth of 62%[36] - Corporate loan balance reached RMB 270.87 billion, growing by 14.27% since the beginning of the year[25] - Agricultural loan balance was RMB 150.56 billion, an increase of 12.05% year-to-date[25] Shareholder Information - The top ten shareholders collectively hold 54.73% of the total shares, with the largest shareholder owning 12.82%[14] - The total equity attributable to shareholders reached RMB 60,008,950 thousand, up from RMB 56,667,172 thousand, which is an increase of about 4.1%[34] Financial Ratios - The weighted average return on equity for ordinary shareholders was 2.56%, a decrease of 0.35 percentage points year-on-year[4] - The capital adequacy ratio improved to 14.43% as of September 30, 2023, compared to 14.31% at the end of 2022[8] - The non-performing loan ratio was reported at 1.62% as of September 30, 2023, an increase from 1.45% at the end of 2022[10] - The liquidity coverage ratio stood at 153.26% as of September 30, 2023, indicating a strong liquidity position[12] Customer and Market Growth - The total number of individual customers reached 12.4558 million, an increase of 226,600 customers since the beginning of the year[27] - The number of wealth management clients served was 358,800, an increase of 17,800 clients, or 5.22%[28] - The balance of wealth management client assets reached CNY 188.577 billion, an increase of CNY 11.839 billion, or 6.70%[28] Government Support - Government subsidies recognized in Q3 2023 amounted to CNY 4,274, contributing to a total of CNY 73,429 for the first nine months[5]