苏农银行(603323) - 2022 Q3 - 季度财报

Financial Performance - The company's operating revenue for Q3 2022 was CNY 969,785,000, representing a year-over-year increase of 7.48%[9] - The net profit attributable to shareholders for the same period was CNY 412,455,000, reflecting a growth of 20.16% compared to the previous year[9] - The basic earnings per share increased by 15.79% to CNY 0.22, while diluted earnings per share rose by 23.53% to CNY 0.21[9] - Total operating income for the first three quarters of 2022 reached CNY 3,054,358, an increase from CNY 2,862,109 in the same period of 2021[34] - Net profit for the first three quarters of 2022 was CNY 1,256,274, compared to CNY 1,045,223 in the same period of 2021, representing an increase of about 20.2%[34] - The basic earnings per share for the first three quarters of 2022 was CNY 0.69, compared to CNY 0.58 in the same period of 2021[35] Assets and Liabilities - Total assets at the end of the reporting period reached CNY 176,155,399,000, marking a 10.98% increase from the end of the previous year[9] - Total assets increased by 10.98% year-on-year to RMB 176,155,399,000 as of September 30, 2022[24] - Total liabilities rose by 11.13% year-on-year to RMB 161,638,897,000 as of September 30, 2022[24] - The total liabilities increased to CNY 161,638,897 from CNY 145,456,427, marking a growth of approximately 11.1%[31] - Shareholder equity grew by 9.41% year-on-year to RMB 14,516,502,000 as of September 30, 2022[24] - The bank's equity attributable to shareholders rose to CNY 14,391,593, up from CNY 13,147,222, indicating an increase of about 9.4%[31] Cash Flow - The net cash flow from operating activities for the year-to-date was CNY 2,470,236,000[9] - Net cash flow from operating activities for the first three quarters of 2022 was CNY 2,470,236 thousand, a significant improvement from a net outflow of CNY 3,327,254 thousand in the same period of 2021[38] - Cash inflow from operating activities totaled CNY 17,602,940 thousand, up from CNY 11,582,417 thousand in the prior year, indicating a year-over-year increase of about 52.2%[38] - The bank's total cash outflow for operating activities was CNY 15,132,704 thousand, which is an increase from CNY 14,909,671 thousand in the previous year[38] Investment and Income - The company experienced a significant increase in investment income, which rose by 138.09% due to increased capital gains[13] - The bank's investment income increased to CNY 380,411 from CNY 159,776 year-over-year, showing a significant growth[34] - Non-recurring gains and losses for the current period amounted to CNY 17,954,000, with a year-to-date total of CNY 38,933,000[12] Shareholder Information - The number of ordinary shareholders at the end of the reporting period was 32,343[16] - The top ten shareholders held a combined 30.77% of the company's shares, with Hengtong Group Co., Ltd. being the largest shareholder at 6.93%[16] Ratios and Returns - The weighted average return on equity for the period was 2.44%, an increase of 0.10 percentage points[9] - The company reported a return on assets of 1.00% and a return on equity of 12.06% for the period[26] - The capital adequacy ratio stood at 12.62% as of September 30, 2022, compared to 12.53% at the end of 2021[26] - Non-performing loan ratio improved to 0.94% from 1.00% year-on-year[26] Deposits and Loans - Total deposits increased by 9.10% year-on-year to RMB 133,792,483,000 as of September 30, 2022[24] - Total loans reached RMB 106,707,371,000, marking a 12.02% increase year-on-year[24] - The total amount of customer loans and advances increased by CNY 11,835,274 thousand, compared to CNY 13,667,120 thousand in the previous year[38] Expenses - The bank's total expenses for the first three quarters were CNY 1,649,034, up from CNY 1,568,433 in the previous year[34]