苏州银行(002966) - 2023 Q1 - 季度财报

Financial Performance - Operating revenue for Q1 2023 reached RMB 3,158,456 thousand, an increase of 5.26% compared to RMB 3,000,602 thousand in the same period last year[4] - Net profit attributable to shareholders of the parent company was RMB 1,296,078 thousand, reflecting a growth of 20.84% from RMB 1,072,523 thousand year-on-year[4] - Basic earnings per share for Q1 2023 were RMB 0.32, an increase of 10.34% from RMB 0.29 in the same period last year[4] - The net profit for the period was RMB 1.351 billion, representing a year-on-year increase of RMB 0.243 billion or 21.91%[20] - The total comprehensive income for Q1 2023 was RMB 1,575,172,805, compared to RMB 1,131,946,600 in Q1 2022, reflecting a significant increase of approximately 39.2%[32] Assets and Liabilities - Total assets as of March 31, 2023, were RMB 554,986,226 thousand, representing a 5.80% increase from RMB 524,548,689 thousand at the end of the previous year[4] - Total liabilities increased by 5.99% to RMB 513,063,020 thousand from RMB 484,086,673 thousand year-on-year[4] - The total assets as of March 31, 2023, amounted to RMB 554,986,226,105, an increase from RMB 524,548,689,036 as of December 31, 2022, showing a growth of about 5.8%[29] - The total liabilities as of March 31, 2023, were RMB 513,063,019,844, compared to RMB 484,086,673,129 at the end of 2022, reflecting an increase of approximately 6.0%[29] Cash Flow - Net cash flow from operating activities amounted to RMB 21,775,522 thousand, up 39.01% from RMB 15,664,517 thousand in the previous year[4] - The net cash inflow from operating activities for Q1 2023 was CNY 21.78 billion, an increase from CNY 15.66 billion in Q1 2022, reflecting a growth of about 38.9%[34] - The net cash outflow from financing activities for Q1 2023 was CNY 14.09 billion, compared to a net inflow of CNY 5.81 billion in Q1 2022, showing a significant change in cash flow dynamics[34] Deposits and Loans - Customer deposits grew by 11.41% to RMB 360,490,469 thousand from RMB 323,584,999 thousand year-on-year[7] - The net increase in deposits for the first quarter of 2023 was CNY 36.76 billion, compared to CNY 24.05 billion in the same period of 2022, representing a growth of approximately 53.1%[33] - Loans and advances issued reached RMB 257,085,343 thousand, a rise of 7.34% compared to RMB 239,501,279 thousand at the end of last year[7] - The net increase in loans and advances for Q1 2023 was CNY 18.08 billion, slightly higher than CNY 17.01 billion in Q1 2022, reflecting a growth of about 6.3%[33] Investment and Income - The bank's investment income for Q1 2023 was RMB 258,243,160, down from RMB 371,541,616 in Q1 2022, representing a decline of about 30.5%[31] - The bank's total other income rose by 144.41% to RMB 32,964,000, mainly due to an increase in government subsidies[21] - The bank's credit impairment losses improved by 30.46%, reducing to RMB -509,300,000, indicating a decrease in credit impairment losses on loans and advances[21] Ratios and Coverage - The weighted average return on equity rose to 3.26%, up 0.03 percentage points from 3.23% in the previous year[4] - The capital adequacy ratio stood at 12.69% as of March 31, 2023, compared to 12.92% at the end of 2022[13] - The liquidity coverage ratio was reported at 170.72%, indicating a strong liquidity position[15] - The provision coverage ratio was 519.66%, down 11.15 percentage points from the beginning of the year[20] - The core tier one capital adequacy ratio was 9.49% as of March 31, 2023[20] Shareholder Information - The total number of ordinary shareholders reached 61,890 as of the end of the reporting period[22] - The top ten shareholders collectively hold significant stakes, with Suzhou International Development Group holding 9.00% of shares[22]