新力金融(600318) - 2023 Q4 - 年度财报

Financial Performance - In 2023, the company achieved a total operating revenue of CNY 335,716,197.90, representing a 7.25% increase compared to CNY 313,023,523.55 in 2022[26]. - The net profit attributable to shareholders of the listed company for 2023 was CNY 28,496,607.16, a significant turnaround from a net loss of CNY 138,518,175.97 in 2022, marking a 120.57% improvement[26]. - The net profit after deducting non-recurring gains and losses was CNY 26,583,640.83, compared to a loss of CNY 122,960,875.85 in the previous year, reflecting a 121.62% increase[26]. - Basic earnings per share increased to RMB 0.06 from a loss of RMB 0.27, a growth of 122.22%[28]. - The weighted average return on equity rose to 2.78%, an increase of 15.65 percentage points compared to the previous year[28]. - The company achieved operating revenue of RMB 335,716,197.90, representing a year-on-year increase of 7.25%[37]. - The net profit attributable to shareholders of the listed company was RMB 28,496,607.16, marking a turnaround from a loss[37]. - The net profit attributable to shareholders after deducting non-recurring gains and losses was RMB 26,583,640.83, also indicating a recovery[37]. Cash Flow and Assets - The net cash flow from operating activities decreased by 56.99% to CNY 139,980,777.69 from CNY 325,461,529.67 in 2022[26]. - As of the end of 2023, the total assets of the company were CNY 4,109,341,264.28, a 1.52% increase from CNY 4,047,866,332.76 at the end of 2022[27]. - The net assets attributable to shareholders of the listed company increased by 2.88% to CNY 1,039,760,864.15 from CNY 1,010,619,880.83 in 2022[27]. - The total assets of the company reached 4.109 billion RMB, with total liabilities of 2.013 billion RMB, resulting in a debt-to-asset ratio of 48.98%[63]. Business Strategy and Development - The company plans not to distribute cash dividends or increase capital reserves for the 2023 fiscal year, aiming to ensure stable operations and long-term benefits for shareholders[6]. - The company plans to continue focusing on business expansion and enhancing service offerings to support rural revitalization and small to medium-sized enterprises[37]. - The company has actively adjusted its business structure and direction, focusing on sectors such as education, healthcare, consumption, and green technology, while optimizing financing sources and reducing costs[38]. - The company is committed to enhancing its core competitiveness by developing value-added leasing services and improving risk management practices[43]. - The company aims to enhance its comprehensive financial service capabilities and deepen the integration of finance and industry to support rural revitalization and small and micro enterprises[61]. Risk Management - The company has faced no significant changes in major risk factors affecting its operations during the reporting period[12]. - The company has implemented a risk management strategy that includes separating risk assessment from project evaluation, enhancing project due diligence, and improving overall risk management efficiency[41]. - The company recognizes potential risks including market risk, credit risk, and liquidity risk associated with its traditional financial services[92]. - The company has implemented a series of measures to manage credit risk, including due diligence on debtors and dynamic management of credit records[93]. Subsidiaries and Investments - The company’s subsidiary, DeShan Small Loan, has a registered capital of 330 million RMB and has launched new products such as "Small and Easy Loan" and "Rural Revitalization Loan" to enhance service offerings[45]. - DeRun Leasing, a subsidiary of the company, has a registered capital of 817 million RMB and aims to expand its market presence by focusing on sectors like education, healthcare, and green technology[43]. - The company’s subsidiary, HandPay, has been actively developing new products and systems, including supply chain service systems and small loan systems, to adapt to industry changes[46]. - The company’s subsidiary, Dexin Guarantee, was established in 2006 with a registered capital of 270 million RMB, focusing on financing guarantee services for SMEs[50]. Corporate Governance - The company held three shareholder meetings during the reporting period, ensuring compliance with relevant laws and regulations[99]. - The board of directors convened eight meetings, maintaining a structure that includes independent directors to safeguard shareholder interests[99]. - The company has established a complete business system and operates independently from its controlling shareholder in terms of personnel, assets, and management[100]. - The company has improved its internal control systems and risk management practices, ensuring effective execution of internal controls[102]. Legal Matters - The company reported a significant lawsuit involving a claim amounting to RMB 139.67 million, which has been formally accepted by the court[158]. - The company has faced multiple lawsuits related to overdue rental payments, with amounts exceeding RMB 2 million in several cases, all of which have been resolved or are in the process of resolution[160]. - The company has a total of 49,191.38 million RMB in unresolved litigation amounts as of the report date[165]. - The company has successfully won several lawsuits, including a total of 1,292.50 million RMB and 1,287.52 million RMB in claims, which are currently in the execution process[164]. Employee and Shareholder Engagement - The total number of employees in the parent company and major subsidiaries is 223, with 95 in business roles and 44 in technical roles[128][129]. - The company has an employee stock ownership plan holding 20,800,000 shares, accounting for 4.06% of the total share capital as of the end of the reporting period[134]. - The company has committed to fulfilling shareholding commitments as indicated by the share increases among board members[108]. - The company has established a performance evaluation mechanism for senior management, linking their compensation to company performance and individual contributions[137].