江苏银行(600919) - 2024 Q1 - 季度财报

Financial Performance - Operating revenue for Q1 2024 reached CNY 20,999,172, an increase of 11.72% compared to CNY 18,795,415 in the same period last year[4] - Net profit attributable to shareholders was CNY 9,042,302, reflecting a growth of 10.02% from CNY 8,218,847 year-on-year[4] - Net profit excluding non-recurring gains and losses was CNY 8,984,107, up 10.30% from CNY 8,145,297 in the previous year[4] - Total operating income for Q1 2024 was CNY 20,999,172 thousand, up from CNY 18,795,415 thousand in Q1 2023, reflecting an increase of approximately 6.4%[24] - Net profit attributable to shareholders of the parent company for Q1 2024 was CNY 9,042,302 thousand, compared to CNY 8,218,847 thousand in Q1 2023, marking a growth of about 10%[24] - The total comprehensive income for Q1 2024 was CNY 10,871,540 thousand, compared to CNY 8,738,412 thousand in Q1 2023, reflecting an increase of approximately 24.4%[25] Asset and Equity - Total assets at the end of Q1 2024 amounted to CNY 3,669,829,758, representing a 7.83% increase from CNY 3,403,361,837 at the end of the previous year[4] - Net assets attributable to shareholders increased by 3.93% to CNY 260,247,013 from CNY 250,409,988 at the end of the previous year[4] - The bank's total equity attributable to shareholders of the parent company was CNY 260,247,013 thousand as of March 31, 2024, up from CNY 250,409,988 thousand as of December 31, 2023, indicating an increase of approximately 3.3%[23] Cash Flow - Net cash flow from operating activities decreased by 26.68% to CNY 81,584,132 from CNY 111,269,873 in the same period last year[4] - The total cash inflow from operating activities was CNY 253,732,074, down from CNY 271,791,194 in the same period last year[27] - Cash outflow from operating activities totaled CNY 172,147,942, compared to CNY 160,521,321 in Q1 2023, reflecting an increase of 7.9%[27] - The net cash flow from investing activities was CNY -111,621,184, worsening from CNY -80,159,329 in Q1 2023[27] - Cash inflow from financing activities was CNY 234,809,744, significantly higher than CNY 119,772,652 in Q1 2023, marking an increase of 96.1%[27] - The bank's net increase in cash and cash equivalents for the quarter was CNY 25,915,096, compared to a decrease of CNY 3,561,719 in Q1 2023[28] Capital Adequacy and Ratios - The bank's core Tier 1 capital adequacy ratio is 9.18%, while the total capital adequacy ratio stands at 12.82%[15] - The liquidity coverage ratio is reported at 145.59%[17] - The bank's leverage ratio is 6.35%, down from 6.64% year-over-year[16] - The cost-to-income ratio for the current period is 22.04%, compared to 20.29% in the same period last year[20] - The non-performing loan ratio is stable at 0.91%[20] - The overdue rate has increased to 1.10% from 1.07% year-over-year[20] Shareholder Information - The company reported a total of 125,266 common shareholders at the end of the reporting period[7] Interest and Investment Income - Net interest income for Q1 2024 was CNY 13,606,620 thousand, slightly down from CNY 13,713,798 thousand in Q1 2023, indicating a decrease of about 0.8%[24] - The bank's investment income for Q1 2024 was CNY 3,903,799 thousand, an increase from CNY 3,011,733 thousand in Q1 2023, reflecting a growth of about 29.6%[24] - Interest income and commission fees collected amounted to CNY 30,824,664, an increase from CNY 27,224,916 in the previous year[27] - The bank's total cash inflow from investment activities was CNY 784,063,733, compared to CNY 360,542,169 in Q1 2023, indicating a substantial increase of 117.0%[27]