苏州银行(002966) - 2024 Q1 - 季度财报

Financial Performance - Operating income for Q1 2024 was RMB 3,225,009 thousand, an increase of 2.11% compared to RMB 3,158,456 thousand in the same period last year[4] - Net profit attributable to shareholders of the parent company reached RMB 1,455,407 thousand, up 12.29% from RMB 1,296,078 thousand year-on-year[4] - The company's net profit for the reporting period was RMB 1.505 billion, representing a year-on-year growth of RMB 0.154 billion or 11.39%[19] - Net profit for Q1 2024 was RMB 1,505,266,025, up 11.4% from RMB 1,351,315,982 in Q1 2023[33] - The total comprehensive income for Q1 2024 was RMB 1,659,740,562, compared to RMB 1,575,172,805 in Q1 2023, indicating an increase of 5.4%[33] - The diluted earnings per share for the period was RMB 0.31, an increase of 10.71% from RMB 0.28 in the same period last year[4] - Earnings per share increased to RMB 0.37 from RMB 0.32, reflecting a growth of 15.6% year-over-year[34] Assets and Liabilities - Total assets as of March 31, 2024, were RMB 648,200,508 thousand, reflecting a growth of 7.70% from RMB 601,841,456 thousand at the end of the previous year[4] - Total liabilities increased by 8.09% to RMB 598,988,609 thousand from RMB 554,175,310 thousand year-on-year[4] - The total assets of Suzhou Bank as of March 31, 2024, reached RMB 648.20 billion, an increase from RMB 601.84 billion at the end of 2023[30] - The bank's total liabilities as of March 31, 2024, were RMB 590.73 billion, compared to RMB 550.00 billion at the end of 2023[30] - The company's total liabilities increased by RMB 44.813 billion or 8.09% to RMB 598.989 billion[19] Cash Flow - Net cash flow from operating activities decreased by 15.10% to RMB 18,488,338 thousand from RMB 21,775,522 thousand in the previous year[4] - Net cash flow from operating activities for Q1 2024 was ¥18,488,337,616, compared to ¥21,775,522,244 in Q1 2023, reflecting a decrease of approximately 15.5%[36] - Cash inflow from financing activities totaled ¥32,191,488,070, down from ¥45,783,079,830 in Q1 2023, representing a decline of approximately 29.7%[36] - The ending balance of cash and cash equivalents increased to ¥18,748,974,397 from ¥11,375,601,579, marking a rise of approximately 64.8%[36] - The net increase in cash and cash equivalents for the period was ¥6,061,181,221, compared to a decrease of ¥(3,604,186,978) in the previous year[36] Loans and Deposits - Loans and advances issued amounted to RMB 309,254,747 thousand, a rise of 10.00% compared to RMB 281,137,536 thousand at the end of 2023[7] - Customer deposits reached RMB 419,547,877 thousand, marking a 12.65% increase from RMB 372,431,608 thousand at the end of the previous year[7] - The total loans increased by RMB 28.478 billion or 9.71% compared to the beginning of the year, reaching RMB 321.879 billion[19] - The net increase in customer deposits was RMB 47,263,191,000, compared to RMB 36,758,046,993 in the same period last year[35] Risk Management - The non-performing loan ratio remained stable at 0.84% as of March 31, 2024, consistent with the previous year[11] - The non-performing loan ratio remained stable at 0.84%, with a provision coverage ratio of 491.66%[19] - The bank's non-performing loan ratio remains stable, reflecting effective risk management strategies[26] - The company reported a provision for loan losses of RMB 13.093 billion at the end of the reporting period, an increase of RMB 0.394 billion from the beginning of the year[17] Capital Adequacy - The core tier 1 capital adequacy ratio was reported at 9.39%, above the regulatory requirement of 7.5%[11] - The core tier one capital adequacy ratio stood at 9.39% as of March 31, 2024, slightly up from 9.38% at the end of 2023[13] Shareholder Information - The total number of common shareholders at the end of the reporting period is 56,564, with the largest shareholder, Suzhou International Development Group, holding 11.82% of shares[22] - The top ten shareholders hold a total of 1,066,000,000 shares, representing a significant portion of the company's equity[24] - The shareholder Suzhou Haijing Information Technology Group holds 36,293,800 shares, all of which are judicially frozen, representing 0.99% of the total share capital[26]