UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 12/31 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___ to ___. Commission file number: 1-14323 ENTERPRISE PRODUCTS PARTNERS L.P. (Exact name of Registrant as Specified in Its Charter) (State or Other Jurisdiction of Inc ...

Employee Management - The Company had approximately 3,050 employees as of January 3, 2026, focusing on maximizing engagement and attracting top talent [40] - The Company emphasizes a competitive compensation and benefits package, including health and wellness benefits, to retain employees [43] Market Competition - The Company faces significant competition in the footwear and apparel markets, with many competitors having greater resources and brand recognition [37] Financial Risks - The Company’s financial results may be adversely impacted by foreign currency exchange rate fluctuations, affecting revenues and costs [77] - The Company’s quarterly sales and earnings may fluctuate due to various uncontrollable factors, potentially leading to stock price volatility [78] - The Company is subject to inflationary pressures, which may increase costs of raw materials and labor, impacting profitability [83] - Changes in general economic conditions and consumer spending patterns could negatively impact the Company’s sales and financial position [81] - The Company’s results may be affected by unseasonable weather conditions, impacting demand for seasonal products [85] - The Company faces risks from changes in trade policies, tariffs, and import/export regulations, which could materially adversely affect its business performance and financial condition [94] - Increases in the cost of raw materials, labor, and services could negatively impact the Company's results of operations, particularly due to fluctuations in commodity prices [97] - The Company's effective tax rate may increase due to changes in tax laws or regulations, adversely affecting its financial position [98] - The Company is subject to examination by tax authorities, and any adverse determinations could negatively impact its results of operations [99] - The Company's current level of indebtedness may decrease business flexibility and increase borrowing costs, impacting its ability to finance operations [101] Operational Challenges - The Company’s ability to manage inventory levels effectively is crucial, as shortages or excess inventory can adversely affect sales and brand loyalty [92] - Climate change and related regulations may impose additional costs and operational challenges for the Company [87] - Substantially all units are sourced from third-party manufacturers in the Asia Pacific region, making the Company vulnerable to international trade restrictions that could increase procurement costs [95] Legal and Compliance Issues - Changes in employment laws could lead to higher employment and pension costs, adversely affecting the Company's financial position [107] - The Company's databases containing personal information are at risk of breaches, which could lead to significant financial and reputational damage [110] - The Company is subject to Payment Card Industry Data Security Standard compliance, which may incur significant costs and impact its ability to accept payment cards [113] - The Company faces potential liabilities and costs related to environmental and workplace safety laws, which could adversely affect its business operations [115] - Ongoing and future litigation could disrupt the Company's operations and negatively impact its financial position and reputation [116] - Provisions in Delaware law and the Company's bylaws may delay or prevent beneficial changes in control or management for stockholders [117] Sustainability and Reputation - Increasing scrutiny regarding sustainability practices may impose additional costs and risks, potentially impacting the Company's reputation and operations [108] - An impairment of goodwill or other intangibles could adversely affect the Company's results, as seen with impairments related to the Sweaty Betty trade name in fiscal 2022 [100]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 ¨ Transition Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the Transition Period from ________ to________ Commission File Number: 1-8351 CHEMED CORPORATION (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporati ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from __________________ to __________________ Commission file number 000-26719 MERCANTILE BANK CORPORATION | (Exact name of registrant as specified in its charte ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 1-8993 WHITE MOUNTAINS INSURANCE GROUP, LTD. (Exact name of Registrant as specified in its charter) Bermuda 94-2708455 (State or other jurisdiction ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________________ to ___________________ Commission File Number: 001-39100 Progyny, Inc. (Exact name of registrant as specified in its charter) ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the fiscal year ended December 31, 2025 Or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 (NO FEE REQUIRED) For the transition period from _____________ to _____________ Commission file number 001-31220 COMMUNITY TRUST BANCORP, INC. (Exact name of registrant as specified in it ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-32136 Arbor Realty Trust, Inc. (Exact name of registrant as specified in its charter) Maryland (State or other jurisdiction of incorporation or organization) 3 ...

x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38063 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________ FORM 10-K _________________ QXO, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________ FORM 10-K _________________ x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended: December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-38063 QXO, INC. (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction ...