Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 HIMS & HERS HEALTH, INC. Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to fi ...

Financial Performance - Revenue from continuing operations for Q1 2025 was $2,746,000, a decrease of 30% from $3,934,000 in Q1 2024[2] - Net loss from continuing operations was $1,412,000 or $0.13 per share, compared to a net loss of $1,600,000 or $0.16 per share in the prior year[2][18] - Oil and natural gas revenues decreased by $1,267,000, with oil prices down 20% and natural gas prices up 64% compared to the prior year[4] Expenses and Costs - General and administrative expenses increased by $453,000, or 39%, primarily due to higher personnel costs and professional service fees[3] - Oil and natural gas operating results increased by $84,000, attributed to a $613,000 decrease in ceiling test impairment and a $425,000 decrease in operating expenses[4] Strategic Initiatives - The company has formally closed its Honolulu office and relocated its headquarters to Houston, Texas, aiming for operational efficiency and cost savings[9] - The board has tasked the CFO with evaluating strategic alternatives beyond the energy sector to enhance value creation opportunities[13] Financial Position - Barnwell's working capital at the end of the quarter was $1,826,000, including $3,622,000 in cash and cash equivalents[2] - In November 2025, the company completed a private placement generating gross proceeds of $2,443,000, strengthening its debt-free balance sheet[11] Foreign Currency Impact - The company recorded a foreign currency gain of $47,000, a positive shift from a $351,000 loss in the prior year[5]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number 001-39191 Ovintiv Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) Suit ...

Marketplace Performance - In 2025, the company had 22,062 active Marketplace Buyers and 14,905 active Marketplace Sellers, generating $10.4 billion in Marketplace GMV, reflecting changes of 5%, 4%, and 9% respectively from the prior year[41]. - The company’s marketplace platform enables real-time transactions of wholesale vehicles, with thousands of dealers transacting daily[35]. - The company’s operational metrics, such as Marketplace Buyers and Sellers, are tracked internally and may be subject to inaccuracies, affecting business perception[98]. - The company’s ability to grow the share of wholesale transactions from existing customers is critical for maintaining revenue, but customer retention is uncertain[104]. - Seasonal fluctuations in vehicle sales may impact quarterly results, with sales typically peaking in the first quarter and declining in the fourth quarter[120]. Financial Performance and Risks - The company recorded a loss of $18.7 million for the year ended December 31, 2025, related to the bankruptcy of Tricolor Holdings LLC and its affiliates[112]. - The company faces risks related to fluctuations in benchmark interest rates, which could adversely affect its business and financial condition[97]. - A decrease in the supply of used vehicles coming to the wholesale market could negatively impact sales volumes and profitability[106]. - The company is exposed to credit risk from dealer borrowers, which could negatively impact its financial condition due to defaults and fraud[112]. - The company may face challenges in identifying and integrating acquisitions, which could divert management's attention and adversely affect financial performance[113]. - The company bears settlement risk for vehicles sold through its marketplace, which could lead to significant net losses if receivables are not collected[115]. - Economic conditions, including consumer confidence and credit availability, significantly impact demand for used vehicles and overall financial performance[134]. Regulatory and Compliance Issues - The company is subject to extensive regulations affecting the wholesale, financing, and transportation of used vehicles, which vary by state and could impact operations[69]. - The company is required to comply with various laws and regulations regarding data security, and failure to do so could lead to costly legal actions and reputational damage[157]. - The company is subject to numerous federal, state, local, and international data privacy and security laws, which are continuously evolving and may lead to significant compliance costs[164]. - The California Consumer Privacy Act (CCPA) provides California residents with expanded rights regarding their personal information, including the right to request deletion and opt-out of data sharing, with potential civil penalties for violations[164]. - The company anticipates that compliance with evolving laws and regulations regarding artificial intelligence (AI) will increase operating expenses significantly[191]. - The regulatory framework governing the company's operations is subject to continuous change, which could lead to increased compliance costs and operational challenges[199]. Technology and Innovation - The company’s technology platform supports efficient vehicle movement through ACV Transportation, providing real-time transportation quotes during transactions[35]. - The company must continuously innovate and introduce new products, including those powered by artificial intelligence, to maintain a competitive edge in the marketplace[147]. - The reliance on third-party technology for critical business functions poses risks that could affect the integrity and efficiency of operations[146]. - The company utilizes AI technologies, which could expose it to reputational and legal risks if the outputs are perceived as flawed or biased[189]. Marketing and Brand Strategy - The company’s marketing initiatives focus on driving brand awareness and customer retention, utilizing various channels including digital and direct marketing[52]. - The company’s competitive advantage lies in its deep expertise in the used vehicle market and a transparent digital approach, enhancing trust and efficiency in transactions[40]. - The company’s ability to maintain and protect its reputation and brand recognition is crucial, as failure to do so could adversely affect its business[180]. Legal and Intellectual Property Risks - The company may face legal proceedings alleging infringement of third-party intellectual property rights, which could materially affect its business and financial condition[177]. - The use of open source software could expose the company to litigation regarding ownership and compliance with licensing terms[184]. - The company may incur significant expenses and distractions from management due to litigation related to intellectual property claims[179]. Stock and Capital Structure - The company expects to issue additional capital stock in the future, which will dilute existing stockholders' ownership interests[216]. - The market price of the company's common stock may be highly volatile due to various factors, including economic and regulatory conditions[217]. - The company does not intend to pay dividends in the foreseeable future, limiting returns for common stockholders to potential price appreciation[229]. - Anti-takeover provisions in the company's charter may make acquisitions more difficult and limit stockholder influence over management[223].

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 10-K ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from (not applicable) Commission file number 1-6880 U.S. BANCORP (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organizati ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025. OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to . Commission File Number 001-34658 BWX TECHNOLOGIES, INC. (Exact name of registrant as specified in its charter) (State or other jurisdiction ...

Exhibit 99.2 Ovintiv Inc. Selected Financial Information (unaudited) For the year ended December 31, 2025 U.S. Dollar / U.S. Protocol Consolidated Statement of Earnings (unaudited) | For the years ended December 31 (US$ millions, except per share amounts) | | 2025 | | 2024 | | 2023 | | --- | --- | --- | --- | --- | --- | --- | | Revenues | | | | | | | | Product and service revenues | $ | 7,176 | $ | 7,358 | $ | 7,812 | | Sales of purchased product | | 1,487 | | 1,585 | | 2,849 | | Gains (losses) on risk man ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 23, 2026 HERITAGE INSURANCE HOLDINGS, INC. (Exact name of registrant as specified in its charter) Delaware 001-36462 45-5338504 (State or other jurisdiction of incorporation) (Commission File Number) (I.R.S. Employer Identification No.) Securities registered pursuant to Section 12(b) o ...

BWX Technologies Reports Fourth Quarter and Full Year 2025 Results, Initiates 2026 Guidance Lynchburg, VA - Feb. 23, 2026 - BWX Technologies, Inc. (NYSE: BWXT) ("BWXT", "we", "us" or the "Company") reported fourth quarter and full year 2025 results. A reconciliation of non-GAAP results is detailed in Exhibit 1. "BWXT operates at the intersection of national security and commercial nuclear power markets, where demand for both remains exceptionally strong," continued Geveden. "Our strategy goes beyond capturi ...

Adam Anderson, CEO, commented, "We delivered a strong finish to 2025, with revenues exceeding the high end of our guidance range due to higher-than-expected subsea deliveries, revenue synergies from the DWS and Citadel acquisitions, and new product introductions. Despite a softer macro environment, we continued to grow market share across the U.S. Land, Offshore, and International markets while also generating substantial Free Cash Flow. During the quarter, we successfully deployed our tenth XPak expandable ...