UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported): January 20, 2026 INTERPACE BIOSCIENCES, INC. (Exact name of Registrant as specified in its charter) (State or other jurisdiction of incorporation) (Commission File Number) Delaware 000-24249 22-2919486 (IRS Employer Identification No.) Waterview Plaza, Suite 310, 2001 Route 46 Parsippany, NJ 07 ...

Financial Performance - Fourth quarter 2025 net income was $1,442,000, a 62.2% increase from $889,000 in Q4 2024, resulting in diluted earnings per share of $0.09 compared to $0.05[1] - For the full year 2025, net income reached $5,612,000, representing a 61.9% increase from $3,601,000 in 2024, with diluted earnings per share rising from $0.21 to $0.34[1] - Net income for 2025 totaled $5.612 million, with a return on average assets of 0.39% and a return on average equity of 5.03%[23] - Net income for Q4 2025 was $2,544 thousand, compared to a net loss of $282 thousand in Q3 2025, marking a substantial recovery[31] - Net income for Q1 2025 was $1,908,000, with a total net income for the year reaching $5,612,000[41] - Net income for the year 2024 reached $3.601 billion, with a quarterly breakdown of $1.904 billion in Q1, $(375) million in Q2, $1.183 billion in Q3, and $889 million in Q4[42] Interest Income and Margin - Net interest income for Q4 2025 increased by $1.4 million, or 14.6%, and for the full year, it rose by $6.2 million, or 17.2%, compared to 2024[2] - The net interest margin improved by 35 basis points to 3.23% in Q4 2025 and by 34 basis points to 3.15% for the full year[2] - Net interest income for the full year 2025 was $42,263 thousand, compared to $36,048 thousand in 2024, reflecting an increase of 17.3%[31] Asset Quality - The provision for credit losses for Q4 2025 was $724,000, a decrease of 31.6% from $1.1 million in Q4 2024, while the full year provision increased to $4.1 million from $884,000 in 2024[9] - Non-performing assets decreased by $6.4 million, or 43.0%, to $8.5 million since September 30, 2025, with non-performing loans at 0.80% of total loans[10] - Non-performing assets decreased to $8.518 million by the end of Q4 2025, reflecting improved asset quality[27] Expenses - Total non-interest expense in Q4 2025 increased by $1.0 million, or 8.8%, compared to Q4 2024, but decreased by $404,000, or 0.8%, for the full year 2025 compared to 2024[14] - Professional fees rose by $670,000, or 74.8%, in Q4 2025, while for the full year, they were down by $1.0 million, or 21.5%[14] - Salaries and employee benefits increased by $283,000, or 4.0%, in Q4 2025, and by $552,000, or 1.9%, for the full year compared to 2024[14] - Total interest expense decreased by $295,000, or 3.9%, in Q4 2025 and by $1.4 million, or 4.5%, for the full year compared to 2024[7] Equity and Dividends - Total assets reached $1.45 billion, with shareholders' equity at $119.3 million and a book value of $7.22 per common share as of December 31, 2025[16] - The Company declared a quarterly cash dividend of $0.03 per share, representing a 3.7% annualized yield and a 35.3% payout ratio based on 2025 earnings[17] - Total shareholders' equity increased to $119,312,000 by December 31, 2025, up from $110,759,000 at the beginning of the year[41] - Shareholders' equity increased to $107,248 thousand in Q4 2025, compared to $108,182 thousand in Q3 2025, reflecting a slight decrease[28] Deposits and Loans - Total average loans for 2025 grew by $23.7 million, or 2.3%, but decreased by $35.4 million, or 3.3%, since December 31, 2024, due to higher payoff activity[3] - Total average deposits for 2025 increased by $67.3 million, or 5.8%, compared to 2024, reflecting successful business development efforts[6] - Total deposits reached $1,200,995 thousand in Q4 2025, up from $1,189,330 thousand in Q3 2025, an increase of 1.3%[28] Market Performance - The market value per common share was $2.68 in Q4 2025, up from $2.61 in Q3 2025, indicating a growth of 2.7%[28] - Book value per common share increased by $0.73, or 11.2%, since December 31, 2024, due to favorable adjustments in unrealized losses and improved earnings[16] - Tangible common equity ratio improved to 7.34% by the end of 2025[41] Operational Efficiency - The efficiency ratio for 2025 was 81.47%, indicating operational efficiency improvements compared to previous years[23] - Average tangible common equity for 2025 was $97,930,000, resulting in a return on average tangible common equity of 5.73%[41] - Tangible common equity ratio was 6.64% in Q4 2025, slightly down from 6.79% in Q3 2025[28]

ASGN Incorporated to Acquire Quinnox, Leading Digital Solutions Provider Acquisition unlocks a scalable digital engineering platform with robust offshore delivery capabilities RICHMOND, VA, January 20, 2026 – ASGN Incorporated (NYSE: ASGN), a leading provider of IT services and professional solutions across the commercial and government sectors, soon to be renamed Everforth, announced today that it has signed a definitive agreement to acquire Quinnox Inc. ("Quinnox" or "the Company"), an agile, results-driv ...

Date of Report (Date of earliest event reported): January 19, 2026 Enovix Corporation UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 (Exact Name of Registrant as Specified in Its Charter) | Delaware | 001-39753 | 85-3174357 | | --- | --- | --- | | (State or Other Jurisdiction | (Commission | (IRS Employer | | of Incorporation) | File Number) | Identification No.) | | 3501 W Warren Avenue | ...

Financial Performance - Barnes & Noble Education, Inc. reported total BNC First Day sales of $114.4 million for the 13 weeks ended August 2, 2025, representing a 40.5% increase compared to $81.4 million for the same period in the previous year[162]. - Total sales for the 13 weeks ended August 2, 2025, increased by 9.4% to $288.2 million, driven by growth in BNC First Day programs[185]. - Gross Comparable Store Sales rose by $34.6 million, or 13.0%, during the quarter, primarily due to a $33.0 million increase in revenues from BNC First Day programs, which grew by 40.5%[185]. - Product sales and other for the quarter were $274.2 million, up 9.3% from $250.9 million in the same period last year[186]. - Course material product sales increased by $26.2 million, or 19.9%, to $157.6 million during the 13 weeks ended August 2, 2025, driven by higher comparable store sales and new store sales[190]. - The cost of sales for the quarter was $232.8 million, resulting in a gross profit of $55.4 million, compared to $45.0 million in the prior year[184]. - Gross margin increased by $10.4 million, or 23.1%, to $55.4 million, representing 19.2% of sales during the 13 weeks ended August 2, 2025, compared to 17.1% in the prior year[195]. - The net loss for the quarter improved by $85.6 million, or 82.4%, to $(18.3) million compared to $(103.9) million in the prior year[185]. - Adjusted EBITDA improved by $11.4 million, or 49.8%, to $(11.5) million from $(22.9) million last year, mainly due to increased sales from BNC First Day programs[185]. - Total operating loss decreased to $23.2 million during the 13 weeks ended August 2, 2025, from an operating loss of $38.7 million in the prior year[203]. - Adjusted Net Income (Loss) was $(15.8) million during the 13 weeks ended August 2, 2025, compared to $(101.2) million in the prior year[208]. - Adjusted Free Cash Flow for the 13 weeks ended August 2, 2025, was $(74,451) thousand, compared to $(152,398) thousand for the same period in 2024, indicating better cash management[216]. - Net cash flows used in operating activities decreased to $(67,603) thousand for the 13 weeks ended August 2, 2025, from $(143,502) thousand in the prior year, a reduction of $75,899 thousand[222]. Financing and Liquidity - The company completed various financing transactions on June 10, 2024, raising gross proceeds of $95.0 million, which included a $50.0 million private investment and a $45.0 million rights offering[165]. - The refinancing of the credit facility provided access to a $325.0 million facility maturing in 2028, enhancing financial flexibility and reducing annual interest expenses[166]. - The company raised $95.0 million in gross equity proceeds through a private investment and a fully backstopped rights offering, enhancing liquidity[229]. - The company's revolving credit facility had a maximum borrowing capacity of $325 million, with $170 million outstanding as of August 2, 2025[228]. - Interest expense decreased by $3.9 million to $3.7 million during the 13 weeks ended August 2, 2025, primarily due to lower borrowing and interest rates[205]. - Cash flows provided by financing activities were $65.0 million for the 13 weeks ended August 2, 2025, down from $139.9 million in the prior year, primarily due to higher equity financing in 2025[226]. Operational Strategy - The company is focusing on expanding its BNC First Day affordable access course material programs, which have reversed historical revenue declines in course materials at participating institutions[161]. - The company streamlined its operations into a single operating segment following a realignment to better reflect organizational management, combining previous Retail and Wholesale segments[170]. - The business is highly seasonal, with the majority of textbook sales occurring in the second and third fiscal quarters, impacting overall revenue and operating profit[171]. - The company aims to improve cash flow timing by aligning cash outflows to vendors with cash inflows from schools adopting BNC First Day programs[173]. - The company has implemented cost-saving initiatives, including workforce reductions and closing under-performing stores, to maximize productivity and profitability[169]. - The company continues to focus on expanding its BNC First Day programs to enhance market share and improve profitability[177]. - The company is focused on aligning cash outflows to course material vendors with cash inflows from collections from schools as sales shift to BNC First Day affordable access course material offerings[217]. Store Operations - The number of physical stores at the end of the period was 657, with 39 stores opened and 42 closed during the 13 weeks ended August 2, 2025[189]. - No common stock was repurchased under the stock repurchase program during the 13 weeks ended August 2, 2025[236]. - Approximately $26.7 million remains available under the stock repurchase program as of August 2, 2025[236]. - A total of 429 shares were repurchased outside of the stock repurchase program for employee tax withholding obligations[236]. - Selling and administrative expenses were $67.9 million, slightly up from $67.0 million in the previous year[184]. - Selling and administrative expenses increased by $0.9 million, or 1.3%, to $67.9 million during the 13 weeks ended August 2, 2025[198]. Stock and Shareholder Information - A reverse stock split was completed on June 11, 2024, reducing the number of outstanding shares from approximately 2.62 billion to about 26.2 million[232][233].

Financial Performance - Fastenal's net sales for 2025 reached $8,200.5 million, an increase of 8.7% compared to $7,546.0 million in 2024[3] - In Q4 2025, net sales increased by $202.9 million, or 11.1%, compared to Q4 2024, with both periods having the same number of selling days[4] - Daily sales rate (DSR) for 2025 was $32.3, reflecting a 9.1% increase from $29.6 in 2024[3] - Gross profit for 2025 was $3,691.2 million, an 8.5% increase from $3,401.9 million in 2024, with a gross profit margin of 45.0%[3] - Operating income for 2025 was $1,655.7 million, up 9.6% from $1,510.0 million in 2024, representing 20.2% of net sales[3] - Net income for 2025 was $1,258.4 million, a 9.4% increase from $1,150.6 million in 2024, with diluted net income per share rising to $1.09[3] - Net income for Q4 2025 was $294.1 million, a 12.2% increase compared to Q4 2024, with diluted net income per share rising to $0.26[21] - The company reported a net income of $294.1 million for Q4 2024, up 12.2% from $262.1 million in Q4 2023[40] Sales and Revenue Composition - The impact of product pricing on net sales in Q4 2025 was an increase of 310 to 340 basis points, contrasting with Q4 2024 when the impact was not material[5] - Direct fasteners/hardware sales saw a DSR change of 12.1% in Q4 2025, accounting for 20.4% of total sales[8] - Contract sales increased by 12.9% in Q4 2025, representing 74.7% of total sales, while non-contract sales grew by 6.0%, making up 25.3%[8] - Sales through FMI Technology reached $3,712.7 million in 2025, a 14.6% increase from 2024, with FASTBin and FASTVend sales contributing $2,675.0 million, up 17.0%[12] Cost and Profitability - Gross profit margin decreased to 44.3% in Q4 2025 from 44.8% in Q4 2024, impacted by higher cost of goods sold and supplier rebates[13] - SG&A expenses as a percentage of net sales improved to 25.4% in Q4 2025 from 25.9% in Q4 2024[14] Assets and Liabilities - Total assets increased to $5,052.9 million in 2025, compared to $4,698.0 million in 2024, reflecting a growth of 7.5%[38] - Total current liabilities increased to $715.6 million in 2025 from $687.1 million in 2024, marking a rise of 4.0%[38] - Accounts receivable increased by 12.3% to $1,245.3 million as of December 31, 2025, reflecting growth in sales[24] Cash Flow and Investments - Net cash provided by operating activities was $368.1 million in Q4 2025, a 30.2% increase from Q4 2024, representing 125.2% of the period's net income[22] - The company plans to invest between $310.0 million and $330.0 million in property and equipment in 2026, up from $230.6 million in 2025[28] Shareholder Returns - The company returned $1,004.2 million to shareholders in 2025 through dividends, equating to 79.8% of net income[29] Employee and Operational Metrics - The total FTE employee headcount rose by 644 over the last twelve months, with selling personnel increasing by 425 to support growth initiatives[32] - The company expects to continue investing in IT, quality control, and supply chain support, with a focus on enhancing operational efficiency[32] - The number of $50k+ customer sites decreased by 4.1% to 2,657 from 2,771 in the previous quarter, while $10k+ customer sites also fell by 4.0%[32] Device Signings - In Q4 2025, the company signed 5,966 weighted FASTBin and FASTVend devices, totaling 25,892 signings for the full year, aligning with the goal of 25,000 to 26,000 MEUs[11]

Mercantile Bank Corporation Announces Strong Fourth Quarter and Full-Year 2025 Results Increases in net interest income and certain noninterest income categories, sustained strength in asset quality metrics and capital levels, and acquisition of Eastern Michigan Financial Corporation highlight the year GRAND RAPIDS, Mich., January 20, 2025 – Mercantile Bank Corporation (NASDAQ: MBWM) ("Mercantile") reported net income of $22.8 million, or $1.40 per diluted share, for the fourth quarter of 2025, compared wit ...

Company Overview - OptimumBank Holdings, Inc. released its unaudited results for the year ended December 31, 2025, on January 20, 2026[4]. - The company is listed on the NYSE American under the trading symbol OPHC[3]. - The address of the principal executive offices is located in Ft. Lauderdale, Florida[1]. Financial Reporting - The financial presentation includes key aspects of the company's operations and financial condition[4]. - The report is filed under Form 8-K as per the Securities Exchange Act of 1934[4]. - The report includes a cover page interactive data file embedded within the Inline XBRL document[5]. - The financial statements and exhibits are not deemed "filed" for liability purposes under the Exchange Act[5]. - The report does not provide specific numerical data or performance metrics in the available content[4]. Corporate Governance - The report was signed by Moishe Gubin, Chairman of the Board of Directors[8]. - No emerging growth company status was indicated in the filing[3].

Financial Performance - The Company reported consolidated sales of $730.1 million for Q1 2026, an increase of 2.6% compared to $711.3 million in Q1 2025[72]. - Gross profit for the Company was $48.0 million, reflecting a 2.5% increase from $46.9 million in the previous year, with a gross profit percentage remaining stable at 6.6%[72]. - Operating income increased by 7.4% to $3.9 million, compared to $3.7 million in Q1 2025[72]. - Net income available to common shareholders surged by 127.6% to $793,000, up from $348,000 in the prior year[72]. Sales Segments - The Wholesale Segment sales increased by $18.5 million to $719.3 million, driven by a $29.2 million increase from cigarette price hikes and a $5.7 million increase from other product categories, despite a $16.4 million decrease in cigarette carton sales[75]. - The Retail Segment sales rose by approximately $0.3 million to $10.8 million, primarily due to higher sales volumes in existing stores[75]. - Gross profit in the Wholesale Segment increased by $1.0 million in Q1 2026 compared to Q1 2025, driven by a $1.2 million increase in the Other Products category, partially offset by a $0.2 million decrease from cigarette manufacturer price increases[78]. Operating Expenses and Costs - Operating expenses rose by $0.9 million in Q1 2026 compared to Q1 2025, influenced by a $1.5 million reduction in the prior year, $0.1 million increases in employee compensation, and other costs, offset by a $0.9 million decrease in health and insurance costs[79]. - The Company continues to face challenges from inflationary pressures affecting operating costs across various business areas, including product costs and labor[57]. Debt and Liquidity - Interest expense decreased by $0.2 million in Q1 2026 due to lower interest rates, despite higher average debt balances[80]. - The total combined borrowing capacity of the Facilities was $305.0 million as of December 2025, with $229.4 million available for use, of which $140.7 million was outstanding[84][85]. - The average interest rate of the Facilities was 5.29% at December 2025, with peak borrowings reaching $193.2 million during the three months ended December 2025[86]. - The liquidity position is significantly influenced by working capital levels and access to bank credit, with no current hedging against interest rate or fuel cost risks[91]. - The Company believes its liquidity position will be adequate for operations, but a significant change in the operating environment could impact future revenue streams[92]. Strategic Initiatives - The Company operates 14 distribution centers across 10 states, covering approximately 1.7 million square feet of permanent floor space[70]. - The Company ranks as the third largest convenience distributor in the U.S. by geographic territory served, enhancing its competitive position through strategic investments[58]. - The Company declared a special dividend of $0.28 per share totaling approximately $0.2 million during Q1 2026, to be paid in Q2 2026[88]. - The Company issued letters of credit totaling $3.1 million to its workers' compensation insurance carriers as part of its self-insured loss control program[89]. - The Company is actively monitoring regulatory changes from the FDA that may impact the sale of certain products, including tobacco and vaping products[56].

Financial Results - 908 Devices announced preliminary financial results for Q4 and fiscal year 2025 on January 20, 2026[4]. - The financial results will be detailed in a press release, which is included as Exhibit 99.1[4]. - The report is not deemed "filed" under the Securities Exchange Act of 1934, indicating it is preliminary information[5]. - No specific financial metrics or performance indicators were disclosed in the provided documents[4]. Company Information - The company is listed on the NASDAQ Global Market under the trading symbol MASS[2]. - The company has not indicated whether it is an emerging growth company[3].