
Company Overview - SoFi's bullish outlook is driven by its growing member base and strong ability to cross-sell financial products [1] - The company has steadily attracted new members and deepened relationships by offering a range of services, from banking to investing [1] Analyst Background - Yiannis Zourmpanos, founder of Yiazou IQ, has extensive experience in auditing and consulting, previously working at Deloitte and KPMG [2] - He holds a Chartered Certified Accountant qualification and is a Fellow Member of ACCA Global, with BSc and MSc degrees from U.K. business schools [2] - His investment style focuses on GARP/Value stocks, prioritizing high-quality, reasonably priced businesses with strong moats and significant growth potential [2] - The investment approach emphasizes fundamentals, seeking stocks trading at a discount to intrinsic value with a clear margin of safety [2] - The long-term strategy (5-7 years) aims for wealth accumulation through compounding, with a focus on downside protection and contrarian views during market uncertainties [2]