Key Takeaways SOFI is shifting to fee-based revenues and expanding its ecosystem with new credit card offerings.SOFI's 2025 EPS and sales are projected to grow 87% and 26%, with recent upward estimate revisions.GDOT's BaaS partnerships drive revenue, but 2025 EPS is expected to decline 11% with flat estimate trends.Green Dot (GDOT) and SoFi Technologies (SOFI) are both U.S.-listed fintech firms competing in the rapidly evolving digital banking space. Green Dot operates primarily as a provider of prepaid deb ...

Core Insights - SoFi Technologies Inc is set to release its second-quarter earnings report on July 29, with analysts expecting earnings of 6 cents per share and revenue of $805.44 million, indicating significant growth compared to the same quarter last year [1] Stock Performance - The stock has been on an upward trend since early April, reaching a three-year high of $22.74 on July 18, and is currently valued at $21.50, reflecting a year-to-date increase of 39.6% [2] Earnings History and Market Expectations - Historically, SoFi's stock has closed lower in only three of its last eight post-earnings sessions, although it experienced a notable 10.3% drop in January. The options market is anticipating an earnings swing of 11.3%, which is larger than the average 8.8% move over the past two years [4] Short Interest - Despite the recent stock price increase, short interest accounts for 14.3% of the available float, suggesting that a positive earnings report could lead to short covering and potentially drive the stock price higher [5]

Key Takeaways SOFI posted a 20% sales jump and 217% net income spike in Q1 2025, showing strong business momentum.SOFI extended its $2B Fortress deal and launched new credit cards to deepen its consumer ecosystem.SOFI shares are up 40% YTD, but a P/E of 53.41 raises questions about valuation versus execution risk.SoFi Technologies, Inc. (SOFI) isn’t playing defense in the crowded fintech arena; it’s going full throttle on scale and innovation to fuel profitability and dominate the next phase of financial se ...

After reaching an important support level, SoFi Technologies, Inc. (SOFI) could be a good stock pick from a technical perspective. SOFI surpassed resistance at the 20-day moving average, suggesting a short-term bullish trend.The 20-day simple moving average is a popular trading tool. It provides a look back at a stock's price over a 20-day period, and is beneficial to short-term traders since it smooths out price fluctuations and provides more trend reversal signals than longer-term moving averages.Like oth ...

In the latest close session, SoFi Technologies, Inc. (SOFI) was up +2.76% at $21.56. This change outpaced the S&P 500's 0.78% gain on the day. Meanwhile, the Dow experienced a rise of 1.14%, and the technology-dominated Nasdaq saw an increase of 0.61%. Shares of the company have appreciated by 32.37% over the course of the past month, outperforming the Finance sector's gain of 4.63%, and the S&P 500's gain of 5.88%.The upcoming earnings release of SoFi Technologies, Inc. will be of great interest to investo ...

Core Insights - SoFi has experienced significant growth, tripling in value over the past year and achieving a record of 800,000 new members in the most recent quarter [1][2] Group 1: Market Opportunities - SoFi's loan platform is generating substantial capital-light fee income, and the company stands to benefit from recent student loan limitations in tax and spending legislation [2] - The U.S. housing market presents a $35 trillion opportunity, with homeowners currently holding an all-time high in home equity [5][7] - SoFi's home loan originations reached $518 million in the first quarter, marking a 476% increase from just $90 million in the first quarter of 2023 [9][10] Group 2: Home Loan Growth - Despite a challenging environment for home loans, SoFi has shown impressive growth in its home loan segment [11] - The potential for further growth is linked to mortgage rate reductions, which could stimulate refinancing and home equity lending [12][14] - SoFi offers competitive home equity lines of credit (HELOCs), allowing borrowing up to 90% of home equity, which could attract more customers as home equity levels are high [13]

Most people can't do much about the amount of money they're saving. Most people can, however, get more out of what they're able to save.Are you saving enough for retirement? Most people think they aren't. And most people are probably right -- they're not saving enough to fund the retirement lifestyle they want. Numbers dug up by the Motley Fool's in-house research arm indicate that as of 2023, the median U.S. retirement account was only worth about $87,000. You'll certainly want more than that when you star ...

Solid business models and profitability will win out over the long run.Investors have fallen in love with artificial intelligence (AI) start-up CoreWeave. The AI cloud provider is growing its capacity at a rapid pace, and it just announced a new $6 billion data center project. Shares of the stock have soared since its initial public offering (IPO) earlier this year, and it now has a market cap of $70 billion.However, CoreWeave is a dangerously unprofitable company, loaded with debt, and tied to the rollerco ...

Core Viewpoint - SoFi Technologies became a prominent example of the fintech hype cycle after going public via SPAC in late 2021, experiencing initial enthusiasm followed by challenges due to rising interest rates, regulatory uncertainties, and increasing skepticism in the market [1]. Group 1 - SoFi Technologies was initially celebrated as a leading fintech company but faced significant setbacks as market conditions changed [1]. - The company’s journey reflects broader trends in the fintech sector, highlighting the volatility and risks associated with SPAC mergers [1].

1. SoFi: The upcoming top-10 bank Bank stocks as a category are generally high-value, low-growth stocks. They typically pay dividends, often with attractive yields, and they're reliable for long-term growth as they drive the economy. However, if you're looking for great bank stocks, I'm going to turn the tables here and present two quality candidates that are high-octane growth stocks with no dividends that are not for the risk-averse investor. If that fits your investing profile, and you have $100 to inves ...