Ahead of Aflac (AFL) Q3 Earnings: Get Ready With Wall Street Estimates for Key Metrics

Core Insights - Aflac (AFL) is expected to report quarterly earnings of $1.69 per share, reflecting a year-over-year decline of 8.2% and revenues of $4.6 billion, down 7% from the previous year [1] - Analysts have revised the consensus EPS estimate upward by 0.9% over the last 30 days, indicating a reassessment of initial forecasts [1] Revenue Estimates - 'Revenues- Other income (loss)' is projected to be $36.19 million, showing a year-over-year decline of 23% [2] - 'Revenues- Net investment income' is expected to reach $952.63 million, indicating a decrease of 5.1% year-over-year [2] - 'Revenues- Total net earned premiums' is forecasted at $3.39 billion, reflecting a change of -2.4% from the year-ago quarter [2] Adjusted Revenue Projections - 'Total adjusted revenues- Corporate and other' is estimated at $237.10 million, representing a significant increase of 106.2% from the previous year [3] - 'Total adjusted revenues- Aflac Japan' is projected to be $2.51 billion, down 5.8% year-over-year [3] - 'Total adjusted revenues- Aflac Japan- Total net earned premiums' is expected to be $1.79 billion, indicating a decline of 9.1% [3] - 'Total adjusted revenues- Aflac Japan- Net investment income' is forecasted at $709.98 million, showing a slight increase of 0.7% [3] - 'Total adjusted revenues- Aflac U.S.- Other income' is anticipated to reach $17.00 million, reflecting a year-over-year decline of 48.5% [3] Key Metrics - 'Tot. Ben. /Premium - Aflac Japan' is expected to be 67.0%, up from 54.8% in the previous year [4] - 'Tot. Adj. Expenses/Total Adj. Rev. - Aflac U.S.' is projected at 38.9%, compared to 40.6% last year [4] - 'Tot. Ben. /Premium - Aflac U.S.' is forecasted to be 45.5%, an increase from 35.9% in the same quarter last year [4] - 'Tot. Adj. Expenses/Total Adj. Rev. - Aflac Japan' is expected to be 20.5%, up from 19% in the previous year [4] Stock Performance - Over the past month, Aflac shares have returned +1.8%, slightly outperforming the Zacks S&P 500 composite's +1.4% change [4]