Is Most-Watched Stock Upstart Holdings, Inc. (UPST) Worth Betting on Now?

Core Viewpoint - Upstart Holdings, Inc. has seen significant stock performance, with a return of +55.7% over the past month, outperforming the S&P 500's +3.8% and the Zacks Financial - Miscellaneous Services industry's +12.6% [1] Earnings Estimates - For the current quarter, Upstart is expected to report a loss of $0.05 per share, reflecting a +54.6% change from the same quarter last year, with the Zacks Consensus Estimate increasing by +20.4% over the last 30 days [4] - The consensus earnings estimate for the current fiscal year is -$0.62, indicating a year-over-year change of -10.7%, with an increase of +8.9% in estimates over the last month [4] - For the next fiscal year, the consensus earnings estimate is $0.64, representing a +203.8% change from the previous year, with a +33.3% increase in estimates over the past month [5] Revenue Growth - The consensus sales estimate for the current quarter is $180.22 million, indicating a year-over-year change of +28.4% [8] - The revenue estimates for the current and next fiscal years are $597.66 million and $770.62 million, reflecting changes of +16.4% and +28.9%, respectively [8] Recent Performance - Upstart reported revenues of $162.14 million in the last quarter, a +20.5% year-over-year increase, with an EPS of -$0.06 compared to -$0.05 a year ago [9] - The company exceeded the Zacks Consensus Estimate for revenues by +8.14% and had an EPS surprise of +57.14%, beating consensus EPS estimates in each of the last four quarters [10] Valuation - Upstart is graded F in the Zacks Value Style Score, indicating it is trading at a premium compared to its peers [14]