SPD BANK(600000) 证券时报网·2024-12-24 07:40Core Viewpoint - The forum highlighted the importance of integrating technology, industry, and finance to support sustainable economic growth and innovation in China [1][7]. Group 1: Forum Overview - The 2024 Xi Jinping Economic Thought Annual Forum and Technology-Industry-Finance Coordinated Development Forum was successfully held at Shanghai University of Finance and Economics [1]. - The forum was co-hosted by the People's Daily's International Financial News and the Xi Jinping Economic Thought Research Institute at Shanghai University of Finance and Economics, with support from various financial and academic institutions [1]. Group 2: Insights from Kang Jie - Kang Jie emphasized that commercial banks must not confine themselves to narrow fields and must be proactive in serving technology-driven enterprises [2]. - He pointed out that banks face three main challenges in the technology finance sector: transitioning from a sales-driven model to value creation, recognizing technology finance as a necessity, and becoming "super linkers" that connect resources effectively [4]. - Kang Jie noted that technology enterprises need financial institutions to provide patient capital support to navigate two critical "valleys of death" in their development [5]. Group 3: SPDB's Technology Finance Strategy - SPDB has moved beyond traditional credit reliance by creating a "PuKe" product system centered around different technology innovation fields and stages [3]. - As of September 2024, SPDB served over 67,000 technology enterprises, with a technology finance loan balance exceeding 570 billion yuan, showcasing its competitive advantage in this sector [6]. - The bank's various loan products, such as "PuChuang Loan" and "PuTou Loan," are designed to meet the financing needs of technology enterprises at different stages of development [9]. Group 4: Technology and Finance Integration - The integration of technology, industry, and finance is accelerating, leading to disruptive changes in the business, service, and operational models of the financial industry [7]. - Technology finance aims to provide funding support and innovative financing channels for technological research and industrial development, facilitating efficient resource allocation and promoting deep integration of technological innovation, industrial upgrading, and financial innovation [8].