江苏银行“六专”服务推进小微融资协调机制落地见效

Core Insights - Jiangsu Bank has actively engaged with nearly 30,000 small and micro enterprises, providing credit to 10,061 clients amounting to 63 billion yuan and disbursing loans to 9,585 clients totaling 32.7 billion yuan [1] Group 1: Financing Initiatives - The bank has established a dedicated online portal for small and micro enterprise financing services and conducted multiple training sessions and promotional activities to enhance service delivery [2] - Jiangsu Bank has initiated a "2+17" industry research program to focus on regional specialty industries, aiming to optimize service paths and improve service efficiency [3] - A dual approach of "special processes + exclusive policies" has been implemented to create a "connection heat map" for small and micro enterprises, ensuring comprehensive management of their financing needs [4] Group 2: Policy and Coordination - Jiangsu Bank is committed to implementing the small and micro enterprise financing coordination work mechanism, enhancing financial supply and customer experience [6] - The bank has established a three-tiered working group for small and micro enterprise financing services to ensure efficient operation of the work mechanism [10] - The bank emphasizes the importance of policy deployment and has quickly responded to establish a financing coordination mechanism to address financing bottlenecks [7] Group 3: Service Innovations - Jiangsu Bank is combining financing coordination with regular outreach services, conducting extensive visits to enterprises to promote various service actions [11] - The bank has enhanced its product offerings to meet the diverse financial needs of small and micro enterprises, ensuring priority service for account openings [12] - Technological advancements are being utilized to improve credit assessment and risk management for small and micro enterprises, thereby increasing efficiency [13] Group 4: Financial Support and Incentives - The bank has issued exclusive interest coupons to small and micro enterprises, resulting in nearly 20 million yuan in interest reductions for 674 clients [14] - Jiangsu Bank has collaborated with provincial credit guarantee groups to innovate financing models, simplifying processes to alleviate financing challenges for small enterprises [14] - The bank has introduced a "green channel" for small and micro enterprises to expedite loan approvals and streamline the lending process [16] Group 5: Response and Feedback Mechanisms - Jiangsu Bank has set a feedback system for small and micro enterprise financing needs, ensuring timely communication and on-site visits to facilitate quick responses [17]