Unlocking Q4 Potential of Citigroup (C): Exploring Wall Street Estimates for Key Metrics

Earnings and Revenue Projections - Citigroup is expected to post quarterly earnings of $1 24 per share, indicating a year-over-year increase of 47 6$19 55 billion, up 12 1% from the year-ago quarter [1] - The consensus EPS estimate has been revised downward by 0 3% over the past 30 days, reflecting analysts' reappraisal of initial projections [1] Key Metrics Forecast - The Efficiency Ratio is estimated at 68 3%, compared to 91 7% in the year-ago quarter [4] - Average balance of Total interest-earning assets is forecasted at $2,282 52 billion, up from$2,230 30 billion in the same quarter last year [4] - Total non-accrual loans are predicted to reach $3 44 billion, compared to$3 20 billion in the year-ago quarter [4] - Leverage Ratio is expected to be 7 2%, up from 5 8% in the same quarter last year [5] - Consumer non-accrual loans are projected to reach $1 72 billion, compared to$1 32 billion in the year-ago quarter [5] - Tier 1 Capital Ratio is estimated at 15 1%, slightly up from 15% in the same quarter of the previous year [5] - Corporate non-accrual loans are forecasted at $1 59 billion, down from$1 88 billion in the year-ago quarter [6] - Total Non-Interest Income is expected to reach $6 16 billion, up from$3 62 billion in the same quarter last year [6] - Net Interest Income is projected at $13 40 billion, compared to$13 82 billion in the year-ago quarter [7] Stock Performance and Market Comparison - Citigroup shares have increased by 2 6% in the past month, outperforming the Zacks S&P 500 composite, which declined by 2 2% [7] - With a Zacks Rank 3 (Hold), Citigroup is expected to mirror the overall market performance in the near future [7]