Bank of America (BAC) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates

Earnings and Revenue Performance - Bank of America reported $25.35 billion in revenue for Q4 2024, a 15.4% YoY increase [1] - EPS for the quarter was $0.82, compared to $0.70 a year ago [1] - Revenue exceeded Zacks Consensus Estimate of $25.13 billion by 0.88% [1] - EPS surpassed consensus estimate of $0.77 by 6.49% [1] Key Metrics Analysis - Net interest income/yield on earning assets: 2% vs 1.9% estimate [4] - Book value per share: $35.79 vs $35.58 estimate [4] - Efficiency Ratio (FTE basis): 65.8% vs 62.4% estimate [4] - Net charge-off / Average Loans: 0.5% vs 0.6% estimate [4] - Total earning assets: $2,928.73 billion vs $2,948.29 billion estimate [4] - Total nonperforming loans: $6.12 billion vs $6.45 billion estimate [4] - Tier 1 Capital Ratio: 13.2% vs 13% estimate [4] - Tier 1 Leverage Ratio: 6.9% vs 6.8% estimate [4] - Net Interest Income (FTE basis): $14.51 billion vs $14.35 billion estimate [4] - Total Noninterest Income: $10.99 billion vs $11.01 billion estimate [4] - Service charges: $1.55 billion vs $1.51 billion estimate [4] Stock Performance and Market Position - Bank of America shares returned +8.3% over the past month [3] - Zacks S&P 500 composite showed -1.6% change during the same period [3] - The stock currently has a Zacks Rank 3 (Hold) [3]