Truist Financial sets a price target of $60 for Bank of America (NYSE:BAC), indicating a potential increase of 14.33%.Bank of America reports strong fourth-quarter results for 2025, with significant growth in consumer banking and wealth management.The bank forecasts a 6% growth in net interest income for 2026, driven by the repricing of fixed-rate assets and steady loan growth.Bank of America (NYSE:BAC) is a major player in the financial services industry, offering a wide range of banking and financial prod ...

The rise in global interest rates that began in 2022 has been a game changer for the banking sector. However, it was only really in 2025 that the return of steeper yield curves was wedded to the deregulatory agenda of President Donald Trump and a rerating and repricing of banks began in earnest. ...

智通财经APP获悉，美国银行业巨头第四季度利润大幅增长，这主要得益于借款人需求的持续增长，表 明美国经济形势良好，也预示着贷款机构未来的盈利前景乐观。 美国银行(BAC.US)周三公布的数据显示，其平均贷款额同比增长8%，净利息收入(即贷款收入与存款支 出之间的差额)飙升至创纪录的159亿美元。其竞争对手摩根大通(JPM.US)的平均贷款额增长了9%。投 资者普遍认为，贷款增长是银行业务的积极指标，也是经济整体强劲的体现。 美国银行首席财务官Alastair Borthwick在电话会议上告诉记者："我们看到所有消费贷款类别都实现了 增长。这在第四季度对我们有所帮助，但总体而言，2025年的故事更多地围绕商业借贷展开……我们身 处经济增长环境中的客户持续投资以支持其业务发展。" 美国经济展现韧性 Borthwick表示，美国银行预计2026年贷款增长率将达到中等个位数百分比。尽管特朗普实施了大规模 进口关税，但美国经济和美国消费者依然保持韧性，这部分得益于人工智能的蓬勃发展和美联储的降 息。市场预计今年还将有两次降息。 标普全球市场情报公司的分析师在周二发布的一份报告中写道："他们对2026年经济持续增长的势 ...

Group 1 - The fourth quarter earnings season has commenced with reports from Delta Air Lines and JPMorgan Chase, with more bank earnings expected later in the week [1][5] - Wall Street analysts predict an 8.3% earnings per share growth rate for S&P 500 companies in Q4, marking the 10th consecutive quarter of annual earnings growth if realized [2] - Analysts have increased earnings expectations for tech companies, which have been significant contributors to earnings growth in recent quarters, with a prior estimate of 7.2% for Q4 [3] Group 2 - The earnings season will test the improved stock market breadth observed at the beginning of 2026, with ongoing themes such as artificial intelligence and economic policies from the Trump administration influencing market dynamics [4] - Major financial companies scheduled to report earnings this week include Bank of New York Mellon, Bank of America, Citigroup, Wells Fargo, BlackRock, Goldman Sachs, and Morgan Stanley [5]

Now you can get access to the latest and highest-quality analysis of recent Wall Street buying and selling ideas with just one subscription to Beyond the Wall Investing ! There is a free trial and a special discount of 10% for you. Join us today!The last time I updated my bullish coverage on Bank of America ( BAC ) was in late December. I liked the bank's trends in operating leverage, and IDaniel Sereda is chief investment analyst at a family office whose investments span continents and diverse asset classe ...

Now you can get access to the latest and highest-quality analysis of recent Wall Street buying and selling ideas with just one subscription to Beyond the Wall Investing ! There is a free trial and a special discount of 10% for you. Join us today!The last time I updated my bullish coverage on Bank of America ( BAC ) was in late December. I liked the bank's trends in operating leverage, and IDaniel Sereda is chief investment analyst at a family office whose investments span continents and diverse asset classe ...

U.S. stock futures are presenting a mixed picture in early trading on Thursday, January 15, 2026, as a rebound in technology stocks contends with ongoing concerns stemming from bank earnings and geopolitical developments. While Nasdaq 100 futures and S&P 500 futures show modest gains, Dow Jones Industrial Average futures are slightly down, signaling a cautious start to the trading day. This follows a second consecutive day of losses for the major indexes on Wednesday, largely driven by a slump in Big Tech a ...

格隆汇1月15日｜花旗报告指出，美国银行公布第四季业绩后股价下跌3.8%，市场反应或过度，主要因 投资者对2026年营运杠杆指引的负面解读，担心营运开支增长加快，加上管理层未有为开支设定上限， 导致抛售压力。然而，花旗认为市场尚未充分认识美银净息差修复后的正常化盈利能力，当前股价提供 吸引力。花旗预计，美国银行2026年营运杠杆将略高于指引的200个基点，营运开支预计按年增长约 4%，而净利息收入年复合增长率可达5%至7%。有形股本回报率(ROTCE)预计2026年达15%，2027年进 一步提升至16%，甚至可能提前达标。花旗重申对美银的"买入"评级，目标价62美元。 ...

2026.01.15 本文字数：1959，阅读时长大约3分钟 作者 |第一财经 樊志菁 本周，美国大型银行开启了新财报季的序幕，行业延续净利息收入高增长、交易业务强劲的表现。然而 金融板块股价却跌跌不休，行业内部对美国总统特朗普的信用卡政策有所担忧，并普遍对美国政府起诉 美联储主席鲍威尔表达了质疑。 贷款需求反映经济韧性 标普全球市场情报的分析师在本周发布的一份报告中指出："在宏观经济企稳和信贷环境向好的推动 下，我们对2026年银行业增长势头延续持乐观态度。"该机构估算，截至2025年底，美国银行业整体贷 款规模同比增幅已大幅提升至5.3%。 信用卡利率上限政策隐忧 不过，在地缘政治紧张局势加剧、政策不确定性上升的背景下，银行也面临着潜在的发展阻力。 虽然大型银行有望从特朗普政府监管机构推出的资本减免政策中获益，但其他政策提案可能会对其造成 冲击，其中就包括总统上周意外提出的将信用卡利率上限设定为10%的计划。 毕马威美国银行业主管托伦特（Peter Torente）在邮件中表示："2026年，银行业在追逐增长的同时， 需高度警惕复杂的风险环境，其中涵盖地缘政治紧张局势、经济波动以及非银行机构带来的竞争压力 ...

智通财经APP注意到，尽管美国人似乎正深陷负担能力危机，但该国的大型银行并未感受到这种压力。消费者支出正在增长，居民在储蓄的同时也在进行投 资，而坏账信用卡的损失正在下降。这与调查报告中显示的消极情绪以及对物价高企的阵阵抱怨形成了一个谜团，但在贷款机构看来，至少2026年的经济前 景表现强劲。 这是本周美国银行(BAC.US)、花旗集团(C.US)、摩根大通(JPM.US)和富国银行(WFC.US)在第四季度财报中传达的信息。各家高管均表示，家庭和小企业保 持了韧性。这些机构一直在关注形势是否恶化，但目前并未发现。 摩根大通首席执行官杰米.戴蒙周二表示，未来6到12个月的情况看起来相当积极。"消费者有钱，"他表示，"尽管就业市场略有疲软，但工作岗位依然存 在。还有来自'大美丽法案'的大量刺激资金正在涌入。" 美国银行首席财务官阿拉斯泰尔.博思威克在周三补充称，消费者正处于"极佳状态"。尽管整体经济的储蓄率开始下降，但博思威克并未发现人们为了维持 生计而增加借贷、减少储蓄的迹象。 截至2025年底，美银零售客户持有的投资资产增长了16%，达到约6000亿美元，这主要得益于全年190亿美元的资金流入。 "消费者的 ...