South State (SSB) ZACKS·2025-01-17 15:20Core Insights - Analysts forecast SouthState (SSB) will report quarterly earnings of 435.63 million, up 3.8% from the previous year [1] - There has been a 32.9% upward revision in the consensus EPS estimate over the past 30 days, indicating a collective reassessment by analysts [2] - Earnings estimate revisions are critical for predicting investor behavior and have a strong correlation with short-term stock price performance [3] Financial Metrics - The consensus estimate for 'Net Interest Margin (Non-Tax Equivalent)' is 3.5%, unchanged from the previous year [5] - Analysts expect the 'Efficiency Ratio' to be 56.6%, a significant improvement from 63.4% reported in the same quarter last year [5] - The estimate for 'Total Nonperforming Loans' is 121.77 million in the same quarter last year [5] - 'Average Balance - Total Interest-Earning Assets' is projected to reach 40.47 billion reported last year [6] - 'Total Nonperforming Assets' is expected to be 184.12 million in the same quarter last year [6] - 'Net Interest Income' is forecasted at 354.23 million from the previous year [7] - 'Total Noninterest Income' is anticipated to reach 65.49 million in the same quarter last year [7] - 'Net Interest Income, Tax Equivalent (Non-GAAP)' is projected at 354.89 million from the previous year [8] Market Performance - SouthState shares have changed by -0.3% in the past month, while the Zacks S&P 500 composite has seen a -2.1% change [8] - With a Zacks Rank 2 (Buy), SSB is expected to outperform the overall market in the near term [8]