Key Takeaways SSB's Q2 EPS rose 28.5% to $2.30, beating estimates, with net income up 62.6% year over year.Revenue jumped 56.2% to $664.8M on strong NII and non-interest income across most components.Expenses surged 50.8% on merger, consolidation, and restructuring costs, pressuring margins.SouthState Corporation (SSB) reported second-quarter 2025 adjusted earnings per share of $2.30, which surpassed the Zacks Consensus Estimate of $2.00. The bottom line also increased 28.5% from the prior-year quarter. The ...

SouthState (SSB) Q2 2025 Earnings Call July 25, 2025 09:00 AM ET Company ParticipantsWilliam Matthews - Senior Executive VP & CFOJohn Corbett - CEO and DirectorCatherine Mealor - Managing DirectorStephen Young - Chief Strategy OfficerJared Shaw - Managing DirectorMichael Rose - Managing DirectorConference Call ParticipantsJohn McDonald - Senior Research AnalystStephen Scouten - MD & Senior Research AnalystGary Tenner - MD & Senior Research AnalystSamuel Varga - Associate AnalystOperatorThank you for standin ...

SouthState (SSB) Q2 2025 Earnings Call July 25, 2025 09:00 AM ET Speaker0Thank you for standing by. My name is Eric, and I will be your conference operator today. At this time, I would like to welcome everyone to the South State Corporation Q2 twenty twenty five Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question and answer session.I would now like to turn the call over to Will Matthews. Please go ahead.Speaker1G ...

Financial Performance - SouthState Corporation reported diluted Earnings per Share (EPS) of $2.11, with an adjusted diluted EPS (non-GAAP) of $2.30[32] - Pre-Provision Net Revenue (PPNR) reached $314.1 million[32] - Year-over-year PPNR per share growth (non-GAAP) was 29%[32] - Net interest margin, tax equivalent, increased to 4.02%, up 0.17% from the prior quarter[32] Balance Sheet & Loan Portfolio - Loans increased by $501 million, representing a 4% annualized growth[32] - Deposits increased by $359 million, representing a 3% annualized growth[32] - Total loans amounted to $47.3 billion, with investor CRE comprising 36% of the portfolio[44] - Noninterest-bearing checking deposits totaled $13.7 billion[48] Asset Quality & Capital - Net charge-offs to loans stood at 0.06%[54] - Tangible Common Equity (TCE) ratio was 8.5%[63] - Total investment portfolio was $8.1 billion[78] Market & Geographic Expansion - SouthState is ranked as the 5 largest regional bank in the South[7] - The company operates in 12 of the 15 fastest-growing U S MSAs[7] - Top states for net domestic migration include Florida with 872,722 and Texas with 747,730[23]

For the quarter ended June 2025, SouthState (SSB) reported revenue of $664.77 million, up 56.2% over the same period last year. EPS came in at $2.30, compared to $1.79 in the year-ago quarter.The reported revenue represents a surprise of +3.96% over the Zacks Consensus Estimate of $639.47 million. With the consensus EPS estimate being $2.00, the EPS surprise was +15%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their n ...

分组1 - SouthState reported quarterly earnings of $2.3 per share, exceeding the Zacks Consensus Estimate of $2 per share, and showing an increase from $1.79 per share a year ago, resulting in an earnings surprise of +15.00% [1] - The company achieved revenues of $664.77 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 3.96%, and up from $425.48 million year-over-year [2] - SouthState has consistently surpassed consensus EPS estimates over the last four quarters, achieving this four times [2] 分组2 - The stock has underperformed the market, losing about 2.3% since the beginning of the year, while the S&P 500 has gained 8.1% [3] - The company's earnings outlook is crucial for investors, as it includes current consensus earnings expectations for upcoming quarters and any recent changes to these expectations [4] - The current consensus EPS estimate for the upcoming quarter is $2.05 on revenues of $652.67 million, and for the current fiscal year, it is $8.13 on revenues of $2.59 billion [7] 分组3 - The Zacks Industry Rank places Financial - Miscellaneous Services in the top 38% of over 250 Zacks industries, indicating that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than 2 to 1 [8] - The estimate revisions trend for SouthState was favorable ahead of the earnings release, resulting in a Zacks Rank 2 (Buy) for the stock, suggesting it is expected to outperform the market in the near future [6]

Exhibit 99.1 SouthState Corporation Reports Second Quarter 2025 Results Declares an Increase in the Quarterly Cash Dividend FOR IMMEDIATE RELEASE Media Contact Jackie Smith, 803.231.3486 WINTER HAVEN, FL – July 24, 2025 – SouthState Corporation ("SouthState" or the "Company") (NYSE: SSB) today released its unaudited results of operations and other financial information for the three-month and six-month periods ended June 30, 2025. "Growth accelerated in the second quarter", said John C. Corbett, SouthState' ...

WINTER HAVEN, Fla., July 24, 2025 /PRNewswire/ -- SouthState Corporation ("SouthState" or the "Company") (NYSE: SSB) today released its unaudited results of operations and other financial information for the three-month and six-month periods ended June 30, 2025. View PDF SouthState Corporation Reports Second Quarter 2025 Results "Growth accelerated in the second quarter," said John C. Corbett, SouthState's Chief Executive Officer.  "Revenue grew 22% annualized and loan originations grew 57% quarter ove ...

I am fresh off an analysis on East West Bancorp, Inc. ( EWBC ) and was able to spot immense potential in the regional banking sector. SouthState Corporation (NYSE: SSB ) hadWe like to find those obscure stocks and discuss them. Also enjoy covering companies such as HSBC and Watches of Switzerland among others.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this arti ...

WINTER HAVEN, Fla., July 3, 2025 /PRNewswire/ -- SouthState Corporation (NYSE: SSB) ("SouthState") announced today that it will release second quarter 2025 earnings results on Thursday, July 24, 2025, after the market closes. Upon release, investors may access a copy of SouthState's earnings results at the Company's website at www.SouthStateBank.com under Investor Relations, News, News & Market Data section.SouthState will host a conference call on Friday, July 25, 2025 at 9:00 a.m. (ET) to discuss its seco ...