BANK COMM(601328) 证券时报网·2025-01-20 18:21Core Viewpoint - Shenzhen Bank is committed to enhancing financial services for the public, focusing on innovation and improving customer experience through various initiatives [1] Group 1: Elderly Care Initiatives - Shenzhen Bank has implemented "Elderly-friendly" modifications to its "Branch + Internet" services, optimizing facilities for elderly customers and launching a dedicated mobile banking version for them [2] - The bank successfully bid for the Shenzhen Smart Elderly Care Card project, providing a multifunctional financial IC card for residents aged 60 and above, which includes various services such as government subsidies and discounts [3] Group 2: Cross-border Financial Innovation - Shenzhen Bank has made significant strides in cross-border financial innovation, participating in the pilot program for cross-border RMB asset transfer and providing comprehensive services for cross-border talent [4] - The bank has also promoted the use of digital RMB by launching hardware wallets for overseas visitors and elderly individuals, enhancing payment service levels [4] Group 3: Inclusive Finance Development - The bank utilizes "data + intelligence" to expand credit coverage, implementing a proactive credit granting model that has benefited nearly 1,000 small and micro technology enterprises with over 4.5 billion RMB in credit since June 2024 [5] - Shenzhen Bank has introduced specialized products and welfare activities for new citizens to support their entrepreneurship and employment [5] Group 4: Social Responsibility and Rural Revitalization - Shenzhen Bank actively engages in financial education initiatives in rural areas, promoting financial literacy and supporting vulnerable groups through innovative public welfare projects [6] - The bank aims to continue its commitment to the "financial for the people" philosophy, enhancing its role in serving the real economy and contributing to high-quality economic and social development [6]