BOK Financial (BOKF) Reports Q4 Earnings: What Key Metrics Have to Say

Core Insights - BOK Financial (BOKF) reported revenue of $523.09 million for Q4 2024, a 4.3% year-over-year increase, with an EPS of $2.12 compared to $1.78 a year ago, exceeding Zacks Consensus Estimates [1] - The company achieved a revenue surprise of +0.76% and an EPS surprise of +7.61% compared to analyst expectations [1] Financial Performance Metrics - Efficiency Ratio was reported at 65.6%, better than the estimated 67% [4] - Average Interest Earning Assets were $45.38 billion, slightly below the estimated $45.99 billion [4] - Net Charge-Offs were 0% compared to the estimated 0.2% [4] - Net Interest Margin was 2.8%, exceeding the estimated 2.7% [4] - Net Interest Income (FTE) was $315.51 million, surpassing the estimate of $312.65 million [4] - Total Non-Interest Income was $210.04 million, slightly above the estimated $209.20 million [4] - Net Interest Income was reported at $313.05 million, compared to the estimated $305.15 million [4] Stock Performance - BOK Financial shares returned +3% over the past month, outperforming the Zacks S&P 500 composite, which saw a -0.4% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]