Core Insights - USCB Financial Holdings, Inc. reported quarterly earnings of $0.34 per share, missing the Zacks Consensus Estimate of $0.37 per share, but showing an increase from $0.17 per share a year ago, resulting in an earnings surprise of -8.11% [1] - The company posted revenues of $22.99 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 3.77%, compared to year-ago revenues of $15.7 million [2] - USCB Financial shares have increased by approximately 2.9% since the beginning of the year, while the S&P 500 has gained 3.5% [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is $0.37 on revenues of $22.41 million, and for the current fiscal year, it is $1.53 on revenues of $93.99 million [7] - The estimate revisions trend for USCB Financial is mixed, leading to a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Banks - Southeast industry, to which USCB Financial belongs, is currently in the top 20% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8] - Another company in the same industry, Renasant (RNST), is expected to report quarterly earnings of $0.61 per share, reflecting a year-over-year change of -19.7%, with revenues projected at $165.37 million, up 13% from the previous year [9][10]
USCB Financial Holdings, Inc. (USCB) Misses Q4 Earnings Estimates