UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 USCB Financial Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation or organization) Florida 87-4070846 (I.R.S. Employer Identification No ...

USCB Financial Holdings (USCB) Q2 2025 Earnings Call July 25, 2025 11:00 AM ET Speaker0Good morning, everyone, and welcome to the Q2 twenty twenty five USCB Financial Holdings, Inc. Earnings Conference Call. All participants will be in a listen only mode.Speaker1PleaseSpeaker0also note, today's event is being recorded. At this time, I'd like to turn the floor over to Mr. Luis de la Aguilera, CEO. Sir, please go ahead.Speaker2Thank you, and good morning. Thank you for joining us for USDB Financial Holdings t ...

EARNINGS PRESENTATION SECOND QUARTER 2025 NASDAQ: USCB 1 FORWARD-LOOKING STATEMENTS This presentation may contain statements that are not historical in nature and are intended to be, and are hereby identified as, forward-looking statements for purposes of the safe harbor provided by Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are those that are not historical facts. The words "may," "will," "anticipate," "could," " should," "would," "believe," "contemplate," "e ...

USCB Financial Holdings, Inc. (USCB) came out with quarterly earnings of $0.4 per share, beating the Zacks Consensus Estimate of $0.38 per share. This compares to earnings of $0.31 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +5.26%. A quarter ago, it was expected that this company would post earnings of $0.38 per share when it actually produced earnings of $0.38, delivering no surprise.Over the last four quarters, the comp ...

MIAMI, July 24, 2025 (GLOBE NEWSWIRE) -- USCB Financial Holdings, Inc. (the “Company”) (NASDAQ: USCB), the holding company for U.S. Century Bank (the “Bank”), reported net income of $8.1 million or $0.40 per fully diluted share for the three months ended June 30, 2025, compared with net income of $6.2 million or $0.31 per fully diluted share for the same period in 2024. “We are proud to report another consecutive record quarter, with continued improvement in our profitability ratios reflecting the strength ...

Exhibit 99.1 EARNINGS RELEASE USCB Financial Holdings, Inc. Reports Record Fully Diluted EPS of $0.40 for Q2 2025; ROAA of 1.22% and ROAE of 14.29% MIAMI, FL – July 24, 2025 – USCB Financial Holdings, Inc. (the "Company") (NASDAQ: USCB), the holding company for U.S. Century Bank (the "Bank"), reported net income of $8.1 million or $0.40 per fully diluted share for the three months ended June 30, 2025, compared with net income of $6.2 million or $0.31 per fully diluted share for the same period in 2024. "We ...

Core Points - USCB Financial Holdings, Inc. declared a regular quarterly cash dividend of $0.10 per share of Class A common stock, payable on September 5, 2025, to shareholders of record as of August 15, 2025 [1] - Future dividend payments will be subject to quarterly review and approval by the Board of Directors [1] Company Overview - USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, established in 2002 [2] - U.S. Century Bank is one of the largest community banks headquartered in Miami and in the State of Florida [2] - The bank is rated 5-Stars by BauerFinancial, an independent bank rating firm [2] - U.S. Century Bank offers a wide range of financial products and services and supports various community organizations [2]

Core Viewpoint - USCB Financial Holdings, Inc. is set to report its financial results for the quarter ended June 30, 2025, on July 24, 2025, after market close [1] Group 1: Financial Reporting - The financial results will be discussed in a conference call on July 25, 2025, at 11:00 am Eastern Time [2] - The call will feature key executives including the Chairman, President, and CEO, Luis de la Aguilera, along with the CFO, Robert Anderson, and the Chief Credit Officer, William Turner [1] Group 2: Company Overview - USCB Financial Holdings, Inc. is the bank holding company for U.S. Century Bank, established in 2002 [4] - U.S. Century Bank is one of the largest community banks in Miami and Florida, rated 5-Stars by BauerFinancial [4] - The bank offers a wide range of financial products and services and supports various community organizations [4]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from _____to_____ Commission File Number: 001-41196 USCB Financial Holdings, Inc. (Exact name of registrant as specified in its charter) (State or other jurisdiction of incorporation o ...

Exhibit 99.2 EARNINGS PRESENTATION FIRST QUARTER 2025 NASDAQ: USCB USCB FINANCIAL HOLDINGS This presentation may cortain statements that are not historical in nature and are intended to be; and are hereby identified as , forward-boking statements for provided by Securities Exchange Add di 1934, as amerbed. Forward-Iosking statements are Mose that are not historical facts. The world 5 'inay, ""will, " "shusid, " "shusld, " "shusld, "alm, " plan, " estimate," "continue," "seek," and "intend," then espal in of ...