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Here's What Key Metrics Tell Us About Aflac (AFL) Q4 Earnings
AFLAflac(AFL) ZACKS·2025-02-06 00:01

Core Insights - Aflac reported revenue of $4.31 billion for the quarter ended December 2024, reflecting a 14.2% increase year-over-year, but fell short of the Zacks Consensus Estimate by 2.74% [1] - The company's EPS was $1.56, up from $1.25 in the same quarter last year, but also missed the consensus estimate of $1.62 by 3.70% [1] Financial Performance Metrics - Aflac's total adjusted revenues for the U.S. segment were $1.67 billion, below the average estimate of $1.71 billion, representing a 2% increase year-over-year [4] - Total adjusted revenues for Aflac Japan were $2.36 billion, missing the average estimate of $2.46 billion, indicating a 5.6% decline year-over-year [4] - Total net earned premiums for Aflac U.S. were reported at $1.44 billion, compared to the average estimate of $1.48 billion, showing a year-over-year increase of 2.7% [4] - Net investment income was $1.02 billion, exceeding the average estimate of $962.60 million, with a year-over-year growth of 17.5% [4] - Other income for Aflac Japan was $8 million, slightly above the average estimate of $7.02 million, with no change year-over-year [4] - Revenues from other income (loss) were reported at $24 million, below the average estimate of $33.22 million, reflecting a 36.8% decline year-over-year [4] - Corporate and other revenues reached $284 million, surpassing the average estimate of $236 million, marking a significant increase of 273.7% year-over-year [4] Stock Performance - Aflac's shares have returned +3.8% over the past month, outperforming the Zacks S&P 500 composite's +1.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]