Radian (RDN) Q4 Earnings Surpass Estimates

Core Viewpoint - Radian (RDN) reported quarterly earnings of $1.09 per share, exceeding the Zacks Consensus Estimate of$ 0.95 per share, and showing an increase from $0.96 per share a year ago, indicating a positive earnings surprise of 14.74% [1] Company Performance - Over the last four quarters, Radian has consistently surpassed consensus EPS estimates, achieving this four times [2] - The company reported revenues of$ 312.37 million for the quarter ended December 2024, which fell short of the Zacks Consensus Estimate by 3.89%, but showed an increase from $302.78 million year-over-year [2] - Radian's stock has increased approximately 7% since the beginning of the year, outperforming the S&P 500's gain of 2.7% [3] Future Outlook - The future performance of Radian's stock will largely depend on management's commentary during the earnings call and the company's earnings outlook [3][4] - Current consensus EPS estimate for the upcoming quarter is$ 0.93 on revenues of $327.2 million, and for the current fiscal year, it is$ 3.67 on revenues of $1.32 billion [7] - The estimate revisions trend for Radian is currently mixed, resulting in a Zacks Rank 3 (Hold), suggesting the stock is expected to perform in line with the market in the near future [6] Industry Context - The Insurance - Multi line industry, to which Radian belongs, is currently ranked in the bottom 45% of over 250 Zacks industries, indicating potential challenges ahead [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which could impact Radian's performance [5]