Core Viewpoint - Jiangsu Bank has successfully launched the first offline "one-time handling" service for the housing provident fund combination loan in Xuzhou, enhancing customer experience and streamlining the loan process [1][3]. Group 1: Loan Product Innovation - The combination loan product, which integrates housing provident fund loans and commercial personal housing loans, has gained popularity among homebuyers [1][3]. - Jiangsu Bank's "e-mortgage" product facilitates a collaborative pilot with the Xuzhou Housing Provident Fund Management Center, significantly simplifying the loan process [1][3]. Group 2: Efficiency and Customer Experience - The entire loan application to disbursement process now takes only half a day, greatly improving customer service efficiency and reducing the need for customers to visit the bank [1][3]. - The initiative aligns with national policies aimed at enhancing service efficiency and improving public satisfaction [1][3]. Group 3: Comprehensive Financial Services - Jiangsu Bank is committed to providing a one-stop personal credit service, offering a range of products including consumer loans, business loans, and credit cards [2][4]. - The bank has launched a promotional campaign titled "Beautiful Main Stage Starts with You," providing various benefits to customers [2][4]. Group 4: Commitment to Community Needs - Jiangsu Bank aims to address the urgent needs of the public by continuously exploring innovative service models and optimizing service processes [2][4]. - The bank's leadership emphasizes enhancing the core competitiveness of personal credit products and services to improve the quality of life for the community [2][4].
江苏银行:践行“高效办成一件事” 推动房贷服务提质增效