Core Insights - PROG Holdings (PRG) reported quarterly earnings of 0.80pershare,exceedingtheZacksConsensusEstimateof0.75 per share, and showing an increase from 0.72pershareayearago,resultinginanearningssurpriseof6.67623.32 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 1.62% and up from 577.4millionyear−over−year[2]−PROGHoldingshasconsistentlyoutperformedconsensusEPSandrevenueestimatesoverthelastfourquarters[2]EarningsOutlook−ThecurrentconsensusEPSestimatefortheupcomingquarteris0.94 on revenues of 671.76million,whileforthecurrentfiscalyear,theestimateis3.84 on revenues of 2.62billion[7]−TheestimaterevisionstrendforPROGHoldingsismixed,leadingtoaZacksRank3(Hold),indicatingexpectedperformanceinlinewiththemarket[6]IndustryContext−TheFinancial−ConsumerLoansindustry,towhichPROGHoldingsbelongs,iscurrentlyrankedinthetop81.55 per share, reflecting a year-over-year increase of 24%, with revenues anticipated to be $373.71 million, up 34.7% from the previous year [9][10]