New Aflac Accident policy offers holistic benefits to help policyholders fully recover

Core Viewpoint - Aflac Incorporated has launched a new individual Aflac Accident Insurance product aimed at providing financial support to policyholders facing covered accidents, addressing both physical and mental health needs [1][2][4]. Product Features - The new Aflac Accident Insurance plan offers cash benefits for various health services post-accident, including ambulance, ER, urgent care, physical therapy, and mental health therapy, available in 32 states [2][3]. - The plan nearly doubles coverage for follow-up care treatments and includes mental health benefits, enhancing preventive care to promote overall health and wellness [2][8]. - Key benefits include increased cash benefits for post-accident medical care, built-in benefits for hospital and ICU confinement that increase annually for up to five years, and enhanced benefits for common accident outcomes such as fractures and concussions [8]. Market Context - According to the 2025 Aflac WorkForces Report, 51% of American employees cannot afford a $1,000 out-of-pocket expense due to unexpected illness or injury, highlighting the need for supplemental insurance products like Aflac's [3]. - The company aims to alleviate the financial burden associated with unanticipated medical bills, allowing policyholders to focus on recovery rather than financial stress [4][6]. Company Background - Aflac Incorporated is a Fortune 500 company and the leading provider of supplemental health insurance in the U.S., with a strong presence in Japan as well [7]. - The company has been recognized for its ethical practices and sustainability efforts, being included in the World's Most Ethical Companies for 18 consecutive years and the Dow Jones Sustainability North America Index for 11 years [7].