Opinion: This Is Cathie Wood's Best Stock For Under $20

Core Viewpoint - Cathie Wood's investment strategy focuses on identifying disruptive opportunities in technology and other sectors, with a notable interest in speculative stocks, including fintech company SoFi Technologies, which is showing promise against larger competitors [1][2]. Company Performance - SoFi experienced a significant milestone in 2024, achieving a 26% year-over-year growth in net revenue, with a notable contribution from its financial services division, which grew by 88% to $821 million [4][7]. - The lending segment, which constitutes 55$499 million in 2024, which included $272 million in non-recurring tax benefits, suggesting that GAAP EPS may be inflated [8]. - The company is accelerating sales and profits from its non-core lending businesses, broadening its revenue base and improving unit economics [9]. - Valuing SoFi presents challenges due to its small earnings; however, it is benchmarked against Robinhood using price-to-book (P/B) and price-to-sales (P/S) multiples, where SoFi's multiples are significantly lower, indicating a potential discount [10][11][12]. Investment Opportunity - SoFi is viewed as a more mature company within Cathie Wood's portfolio, with growth in both sales and profits across major segments, suggesting it deserves more attention from long-term investors [14].