OppFi Inc. (OPFI) Q4 Earnings and Revenues Top Estimates

Financial Performance - OppFi Inc. reported quarterly earnings of $0.23 per share, exceeding the Zacks Consensus Estimate of$ 0.14 per share, and up from $0.10 per share a year ago, representing an earnings surprise of 64.29% [1] - The company posted revenues of$ 135.72 million for the quarter ended December 2024, surpassing the Zacks Consensus Estimate by 4.60% and compared to year-ago revenues of $132.92 million [2] - Over the last four quarters, OppFi has consistently surpassed consensus EPS estimates and revenue estimates [2] Stock Performance - OppFi shares have increased approximately 22.1% since the beginning of the year, while the S&P 500 has declined by 1.8% [3] - The sustainability of the stock's price movement will depend on management's commentary during the earnings call [3] Earnings Outlook - The current consensus EPS estimate for the upcoming quarter is$ 0.12 on revenues of $130.66 million, and for the current fiscal year, it is$ 1 on revenues of $547.12 million [7] - The estimate revisions trend for OppFi is mixed, resulting in a Zacks Rank 3 (Hold) for the stock, indicating expected performance in line with the market [6] Industry Context - The Financial Transaction Services industry, to which OppFi belongs, is currently ranked in the top 36% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]