Tree.com (TREE) Q4 Earnings: Taking a Look at Key Metrics Versus Estimates

Core Insights - Tree.com reported a revenue of $261.5 million for the quarter ended December 2024, marking a 94.6% increase year-over-year and exceeding the Zacks Consensus Estimate by 10.91% [1] - The company's EPS for the quarter was $1.16, significantly up from $0.28 in the same quarter last year, resulting in an EPS surprise of 213.51% compared to the consensus estimate of $0.37 [1] Revenue Breakdown - Consumer revenue reached $55.60 million, surpassing the average estimate of $51.23 million by analysts, reflecting a year-over-year increase of 12.3% [4] - Home revenue was reported at $34 million, exceeding the three-analyst average estimate of $31.44 million, with a year-over-year growth of 35.5% [4] - Insurance revenue amounted to $171.70 million, significantly above the average estimate of $153.01 million, representing a remarkable year-over-year increase of 188.1% [4] Stock Performance - Over the past month, Tree.com shares have declined by 13.6%, contrasting with a 4.1% decrease in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]