Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Quarterly Period Ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File No. 001-34063 LendingTree, Inc. (Exact name of Registrant as specified in its charter) Delaware 26-2414818 (State or other jurisdict ...

LendingTree, Inc.’s (TREE) first-quarter 2025 adjusted net income per share of 99 cents topped the Zacks Consensus Estimate of 74 cents. The figure compares favorably with the 70 cents reported in the prior-year quarter.The results were driven by a rise in revenues. An increase in adjusted EBITDA was an added positive. However, a rise in total cost was a spoilsport.The results exclude certain non-recurring items. After considering these, TREE reported a GAAP net loss of $12.4 million against the net income ...

Core Insights - Tree.com reported revenue of $239.7 million for the quarter ended March 2025, reflecting a year-over-year increase of 42.9% [1] - The company's EPS was $0.99, up from $0.70 in the same quarter last year, with an EPS surprise of +33.78% compared to the consensus estimate of $0.74 [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $244.03 million, resulting in a revenue surprise of -1.77% [1] Revenue Breakdown - Consumer segment revenue was $56 million, slightly below the average estimate of $56.87 million, with a year-over-year change of +8.7% [4] - Home segment revenue reached $37 million, exceeding the average estimate of $34.74 million, representing a year-over-year increase of +21.7% [4] - Insurance segment revenue was $146.70 million, below the average estimate of $152.75 million, but showed a significant year-over-year increase of +70.8% [4] Segment Profit Analysis - Home segment profit was reported at $13.10 million, surpassing the average estimate of $10.88 million [4] - Insurance segment profit was $38.70 million, which was lower than the estimated $41.58 million [4] - Consumer segment profit was $27.10 million, slightly below the average estimate of $27.92 million [4] Stock Performance - Tree.com shares have returned -3.5% over the past month, compared to a -0.7% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 1 (Strong Buy), indicating potential for outperformance in the near term [3]

Company Performance - Tree.com reported quarterly earnings of $0.99 per share, exceeding the Zacks Consensus Estimate of $0.74 per share, and up from $0.70 per share a year ago, representing an earnings surprise of 33.78% [1] - The company posted revenues of $239.7 million for the quarter ended March 2025, which was 1.77% below the Zacks Consensus Estimate, but an increase from $167.8 million year-over-year [2] - Over the last four quarters, Tree.com has surpassed consensus EPS estimates three times and topped consensus revenue estimates three times as well [2] Stock Performance - Tree.com shares have increased approximately 33.1% since the beginning of the year, contrasting with the S&P 500's decline of 5.3% [3] - The current consensus EPS estimate for the upcoming quarter is $0.85 on revenues of $244.31 million, and for the current fiscal year, it is $3.85 on revenues of $1.01 billion [7] Industry Outlook - The Financial - Mortgage & Related Services industry, to which Tree.com belongs, is currently ranked in the bottom 9% of over 250 Zacks industries, indicating potential challenges ahead [8] - The performance of Tree.com may be influenced by the overall outlook for the industry, as research shows that the top 50% of Zacks-ranked industries outperform the bottom 50% by more than a factor of 2 to 1 [8]

LendingTree (TREE) Q1 2025 Earnings Call May 01, 2025 05:00 PM ET Company Participants Andrew Wessel - SVP of Investor Relations & Corporate DevelopmentDoug Lebda - Founder, CEORyan Tomasello - Managing DirectorScott Peyree - President & COOJason Bengel - Chief Financial OfficerJohn Campbell - Managing DirectorJed Kelly - Managing Director - Equity ResearchMelissa Wedel - Vice President, U.S. Equities Research Operator Good day and thank you for standing by. Welcome to the LendingTree, Inc. First Quarter tw ...

LendingTree (TREE) Q1 2025 Earnings Call May 01, 2025 05:00 PM ET Speaker0 Good day and thank you for standing by. Welcome to the LendingTree, Inc. First Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session. You will need to press 11 on your telephone. You will then hear an automated message advising your hand is raised. To withdraw your question, please press 11 again. Ple ...

Exhibit 99.2 May 1, 2025 Fellow Shareholders: First quarter revenue increased 43% year-over-year, driven by strong Insurance and Home segment profit growth. Further, all three reportable segments generated YoY revenue growth in the period. The Insurance business again led the way, increasing revenue 71% from the prior year despite operating with a regulatory headwind for part of the quarter, which has now been removed. As expected, the lending businesses generated solid growth. Our Home segment increased re ...

Core Insights - LendingTree, Inc. reported a strong performance for Q1 2025, with total revenue reaching $239.7 million, a 43% increase year-over-year [5][9] - The company experienced growth across all three business segments, demonstrating the resilience of its financial performance [2][3] Financial Performance - Adjusted EBITDA for the quarter was $24.6 million, reflecting a 14% year-over-year growth [2][6] - The net loss for the quarter was $(12.4) million, or $(0.92) per diluted share, compared to a net income of $1.0 million in Q1 2024 [5][6][9] - Variable marketing margin was $77.7 million, a 12% increase from the previous year [8][9] Segment Performance - Home segment revenue was $37.0 million, up 22% year-over-year, with segment profit increasing by 36% to $13.1 million [7][9] - Consumer segment revenue reached $56.0 million, a 9% increase, with personal loans revenue growing by 16% [7][9] - Insurance segment revenue surged by 71% to $146.7 million, translating into a segment profit of $38.7 million, up 16% [7][9] Marketing and Operational Efficiency - The company emphasized its commitment to operational excellence, which has led to broad growth across all segments [3] - Fixed costs are being managed carefully while strategically investing in growth initiatives, establishing a culture of efficiency [3] Outlook - LendingTree updated its full-year 2025 outlook, projecting revenue between $955 million and $995 million [18] - The second-quarter revenue is expected to be between $241 million and $248 million [18]

In today's digital era, LendingTree, Inc. (TREE) and NerdWallet, Inc. (NRDS) compete for market share in the online lending space. Both companies offer tools to compare financial products like loans, credit cards and insurance.While both companies’ focus is on a digital marketplace, they differ in strategy and product mix. Both face headwinds from shifting consumer spending patterns and market uncertainties. So, which of these two online lending stocks is better positioned for long-term growth? Let us take ...

LendingTree, Inc. (TREE) is scheduled to report first-quarter 2025 results on May 1, after market close. The company’s results are expected to reflect year-over-year growth in revenues and earnings in the quarter to be reported.TREE’s peer Onity Group Inc. (ONIT) is slated to announce the quarterly numbers on April 30, 2025, whereas Rocket Companies Inc. (RKT) will announce quarterly results on May 8.In the last reported quarter, TREE’s adjusted net income per share surpassed the Zacks Consensus Estimate. T ...