The Recent Panic Provides An Opportunity To Buy Citigroup

Company Overview - T&T Capital Management is a Registered Investment Advisor based in Coto de Caza, California, founded by Tim Travis, who serves as CEO and CIO [1] - The firm manages accounts for both individual and institutional investors, focusing on deep value investing combined with options strategies [1] Investment Philosophy - Tim Travis emphasizes that stocks represent fractional shares of a business, which can be analyzed through comprehensive financial statements [1] - The investment approach combines traditional value investing with the selling of options to generate income and reduce risk [1] Professional Background - Tim Travis has over a decade of experience in finance, having worked at firms like Vanguard Group and a small futures and commodities firm [1] - His education includes a degree in Business and Economics from the University of California Santa Barbara and studies in international economics in Florence, Italy [1] Business Development - T&T Capital Management was formed after Tim Travis left a previous firm due to divergent business principles and a lack of control over strategic direction [1] - The firm has experienced significant growth by partnering with a local commodities firm and focuses on providing tailored investment solutions without conflicts of interest [1] Client Engagement - Each account at T&T Capital Management is managed on a personal basis, with no standardized portfolios based solely on age and risk tolerance [1] - The firm prides itself on first-class customer service and regular communication with clients for educational purposes [1]