Core Viewpoint - The chairman of BNP Paribas, Jean Lemierre, discussed four key dimensions on how foreign banks can support the real economy during the China Development Forum 2025, emphasizing the importance of adapting financial services to local needs and leveraging technology for better service delivery [1][2]. Group 1: Support for Consumption - BNP Paribas focuses on high-quality consumer credit services, responding to the changing dynamics of the consumption market by developing financial products tailored to local consumer behavior, such as a joint consumer credit product with Nanjing Bank that has reached a cumulative issuance scale of 60 billion yuan [1]. Group 2: Wealth Management Upgrade - The bank is committed to creating comprehensive wealth management solutions that cover the entire lifecycle, incorporating diverse products like insurance and pensions to enhance residents' consumption capacity while establishing a long-term financial safety net [1]. Group 3: Optimization of Corporate Financing - BNP Paribas aims to enhance its service to enterprises by building two core capabilities: leveraging Hong Kong's status as an international financial center to assist mainland companies in achieving global expansion through IPOs, and creating a cross-border financial service network to provide customized overseas financing solutions for Chinese companies [1]. Group 4: Efficient Use of AI - The bank emphasizes the application of artificial intelligence to break down departmental barriers and establish a customer demand-oriented agile service system, all while maintaining strict data security standards [2].
2025中国发展高层论坛｜外资银行如何服务实体经济？法国巴黎银行董事长乐明瀚谈了四点