Core Financial Performance - The company reported a revenue of approximately 1.031 billion RMB, representing a year-on-year growth of 19% [1] - Gross profit reached around 717 million RMB, with a significant increase of 36.2% compared to the previous year [1] - The gross margin improved from 60.7% to 69.6% due to product structure optimization and enhanced operational efficiency [1] - As of December 31, 2024, the total cash and cash equivalents, along with restricted cash, amounted to 5.072 billion RMB [1] Strategic Focus and Client Expansion - The company implemented a dual development model of "strategic focus + innovation-driven" to enhance operational quality amid macroeconomic fluctuations [1] - In 2024, the company added 373 new core enterprise and financial institution clients, increasing the total client count by 51% to 1,108 [2] - The number of new core enterprise clients grew by 59% year-on-year, totaling 358, focusing on sectors like "infrastructure + new energy + advanced manufacturing" [2] - The overall client retention rate improved from 86% in 2023 to 96% in 2024, with a retention rate of 99% in multi-level circulation cloud business [2] Product Innovation and Market Development - The company accelerated product innovation and market breakthroughs, achieving a 101% year-on-year growth in ABS cloud business transaction volume [3] - It successfully launched the first technology property asset-backed notes in the country and facilitated the issuance of the first green asset-backed special plan in the Greater Bay Area [3] - The company is advancing "de-core" business models, enabling upstream and downstream SMEs to obtain financing without core enterprise payment confirmation [3] AI Technology and Applications - The company has established a comprehensive AI technology matrix focused on the supply chain finance sector, enhancing its core technology solutions [4] - The LDP-GPT model was developed to adapt general AI capabilities to supply chain finance scenarios, leading to the launch of the first lightweight supply chain finance AI agent, "BeeLink AI" [4] - "BeeLink AI" has been successfully deployed in multiple financial institutions, showcasing the effectiveness of the company's strategy to reconstruct the production and finance value chain using AI [4] - The product won the "Best AI Technology" award from The Asian Banker in 2024, indicating significant recognition in the industry [4]
联易融科技-W(09959)2024年核心财务数据表现亮眼 实现毛利约7.17亿元 同比增长36.2%