奇富科技6亿美元票据融资，千亿资金助力小微企业，ESG报告展现新成果

Core Insights - Qifu Technology announced a significant capital market action by planning to issue up to $600 million in convertible senior notes, maturing in 2030, with an option for initial buyers to purchase an additional $90 million within 13 days of issuance [1][4] - The net proceeds from the note issuance will primarily fund a new share repurchase plan, which aims to enhance the earnings per American Depositary Share (EPADS) immediately after the completion of the note issuance [1][4] Capital Market Actions - The notes will be unsecured general debt and are set to mature on April 1, 2030, unless repurchased, redeemed, or converted prior to that date [4] - Noteholders can request cash repurchase of their notes at 100% of the principal amount on April 3, 2028, or upon certain fundamental changes [4] ESG Report Highlights - Qifu Technology released its 2024 Environmental, Social, and Governance (ESG) report, showcasing significant progress in inclusive finance, rural revitalization, green low-carbon initiatives, and user rights protection [4][5] - In inclusive finance, the company developed an advanced three-dimensional knowledge graph system that accurately identifies small and micro enterprises with a coverage rate of 97.26% [4] - The company assisted financial institutions in providing over 100 billion yuan to small and micro enterprises in 2024, accounting for 31.2% of its overall business scale [4] Green Initiatives - Qifu Technology supported 242,000 environmentally friendly enterprises with 19.16 billion yuan in funding, focusing on renewable energy and clean technology [5] - The company promoted green consumption through 31.86 billion yuan in loans for new energy vehicle owners, serving 191,000 users [5] User Rights Protection - The company established a comprehensive data protection system covering the entire data lifecycle, processing billions of data interactions through a newly launched data exchange gateway [5] - The zero-trust security architecture improved access control list (ACL) opening efficiency by 30%, while the security situation awareness system identified millions of fraudulent information instances, successfully preventing losses amounting to 259 million yuan [5]