

Core Viewpoint - China Merchants Bank has applied for a patent related to data processing methods that significantly enhance the efficiency of processing merchant payment limits in high-concurrency scenarios [1]. Group 1: Patent Application Details - The patent titled "Data Processing Method, Device, Equipment, Storage Medium, and Product" was filed with the National Intellectual Property Administration, with publication number CN 119671733 A and an application date of November 2024 [1]. - The patent describes a method that utilizes a predefined flow detection algorithm to identify payment flow scenarios in target systems [1]. - In high-concurrency scenarios, the method employs an asynchronous processing strategy and a pre-generated asynchronous queue to accumulate payment transaction limit information, resulting in improved efficiency compared to traditional polling methods [1]. Group 2: Company Overview - China Merchants Bank, established in 1987 and located in Shenzhen, primarily engages in monetary financial services [2]. - The company has a registered capital of approximately 25.22 billion RMB and a paid-in capital of about 296.29 million RMB [2]. - China Merchants Bank has invested in 15 enterprises, participated in 5,000 bidding projects, and holds 1,327 trademark records and 1,712 patent records, along with 325 administrative licenses [2].