Bei Jing Shang Bao·2025-03-27 04:32Core Viewpoint - China Life Insurance Company aims to enhance its financial services by focusing on five key areas as outlined in the recent government guidelines, emphasizing product innovation, capital investment, and digital transformation [1][2]. Group 1: Product and Service Innovation - The company will enhance its product offerings in areas such as commercial annuities, health insurance, inclusive insurance, and green insurance, particularly to support a multi-tiered pension system [1]. - There is a focus on integrating pension insurance with health care services to improve health insurance service levels and create a more inclusive insurance system [1]. Group 2: Capital Investment Strategy - Over 70% of the company's investment assets are allocated to support the development of the real economy, leveraging the advantages of long-term and patient capital [2]. - The company plans to invest in key national strategic opportunities and industry transformation trends, focusing on early, small, long-term, and hard technology investments [2]. - The company will utilize funds such as a 50 billion yuan health fund and a 20 billion yuan pension fund to support investments in health and elderly care services [2]. Group 3: Digital Transformation - The company will adopt a customer-centric approach, relying on data and intelligent technologies to enhance operational capabilities across various functions [2]. - There will be an emphasis on improving digital service capabilities, particularly through the application of artificial intelligence, while also addressing data security and risk management [2].