青岛银行2024年净利同比增长20%，55岁董事长景在伦薪酬微降至250万元

Core Viewpoint - Qingdao Bank reported a strong financial performance for the year 2024, with significant increases in both operating income and net profit compared to the previous year, indicating robust growth and operational efficiency [1][2]. Financial Performance - In 2024, Qingdao Bank achieved operating income of RMB 13.498 billion, an increase of 8.22% from RMB 12.472 billion in 2023 [1]. - The net profit for 2024 was RMB 4.405 billion, reflecting a growth of 19.97% compared to RMB 3.671 billion in 2023 [1]. - The bank's interest income rose to RMB 9.874 billion, up 6.38% from RMB 9.282 billion in 2023, while non-interest income increased by 13.58% to RMB 3.624 billion [1]. - The total profit amounted to RMB 4.995 billion, a 26.99% increase from RMB 3.933 billion in the previous year [1]. Asset Quality - The non-performing loan (NPL) ratio at the end of 2024 was 1.14%, a decrease of 0.04 percentage points from the previous year [2]. - The provision coverage ratio improved to 241.32%, an increase of 15.36 percentage points, indicating stronger risk management [2]. - Total assets managed by Qingdao Bank Group exceeded RMB 900 billion, reaching RMB 906.554 billion, a growth of 9.23% year-on-year [2]. Management Compensation - The total compensation for directors, supervisors, and senior management at Qingdao Bank for 2024 was RMB 19.2319 million [3]. - The chairman, Jing Zailun, received a salary of RMB 2.4978 million, a slight decrease of 1% from the previous year, while the president, Wu Xianming, saw a 27.86% increase in compensation to RMB 2.2938 million [3].