CNCB(601998) 搜狐财经·2025-03-28 06:22Core Viewpoint - The article highlights the efforts of CITIC Bank Shanghai Branch in enhancing financing solutions for small and micro enterprises through a multi-dimensional system that integrates policy transmission, capacity building, and service upgrades [1][2][3]. Group 1: Mechanism Foundation - CITIC Bank Shanghai Branch has established a two-tier working team under the "Five Specialties and Five Strengthenings" framework to facilitate policy implementation [2]. - The bank conducts monthly specialized training and case sharing to convert regulatory policies into clear execution standards, creating a closed-loop management system [2]. - A dual-line operation strategy is employed to enhance service efficiency, including regular internal updates and external enterprise-bank connection activities [2]. Group 2: Innovative Solutions - A case study involving a photonics technology company illustrates the bank's approach to overcoming financing challenges through a specialized service team that assesses technology strength and market potential [3]. - The bank's focus extends beyond financial statements to include R&D investment, patent reserves, and market prospects, providing a new financing evaluation framework for technology-driven enterprises [3]. - CITIC Bank Shanghai Branch aims to implement financing coordination mechanisms aligned with national strategic directions to support innovation [3].