Group 1 - The core strategy of CITIC Bank focuses on five key areas: technology finance, green finance, inclusive finance, pension finance, and digital finance, which have created a differentiated competitive advantage [1] - As of the end of 2024, the balance of technology finance loans reached 564.4 billion yuan, a year-on-year increase of 19.3%, covering 89% of national specialized and innovative enterprises [1] - In the green finance sector, the balance of green loans exceeded 600.6 billion yuan, with a year-on-year growth of 31%, and the ESG rating improved to grade A [1] Group 2 - Inclusive finance loans are nearly 600 billion yuan, serving over 300,000 customers, with a stable non-performing loan ratio of around 1% [2] - The pension finance sector has seen significant progress, with pension fund custody exceeding 500 billion yuan and the number of pension account users reaching 5 million, a 60% increase since the beginning of the year [2] - Digital finance has supported the overall transformation, with key milestones achieved in the "Digital CITIC" initiative and upgrades to the core system [2]
中信银行行长芦苇:科技金融贷款余额5644亿,覆盖89%国家级专精特新企业