CCB(601939) 搜狐财经·2025-03-28 10:48Core Viewpoint - China Construction Bank (CCB) reported its 2024 annual performance, highlighting a focus on high-quality development and stable financial performance amid a low-interest-rate environment [1] Financial Performance - Total assets reached RMB 40.57 trillion, an increase of 5.86% year-on-year - Net loans and advances amounted to RMB 25.04 trillion, up by 8.48% - Total liabilities were RMB 37.23 trillion, growing by 5.90% - Customer deposits stood at RMB 28.71 trillion, with a growth of 3.83% - Net profit for the year was RMB 336.28 billion, reflecting a 1.15% increase [2] Dividend Policy - The board proposed a final cash dividend of RMB 0.206 per share, with a total annual dividend of RMB 1,007.54 billion, representing 30% of the net profit attributable to shareholders [3] Support for the Real Economy - CCB supported key sectors and regions, with loans to private enterprises reaching RMB 5.99 trillion, an increase of 11.01% - Loans to the manufacturing sector totaled RMB 3.04 trillion, up by 12.25% - Agricultural loans amounted to RMB 3.33 trillion, growing by 8.16% [4] Policy Implementation - CCB implemented a series of policies to support real estate financing and reduce residents' financing costs - Trade financing volume reached RMB 2.15 trillion, with cross-border RMB settlements exceeding RMB 5 trillion [5] Technological and Green Finance Initiatives - Loans related to technology industries exceeded RMB 3.50 trillion, with green loans reaching RMB 4.70 trillion, a growth of 20.99% - CCB participated in the issuance of 112 green and sustainable development bonds, totaling RMB 186.39 billion [7] Inclusive Finance and Pension Services - Inclusive finance loans totaled RMB 3.41 trillion, serving 3.36 million customers - The pension asset management scale surpassed RMB 620 billion, with initiatives to enhance pension services [8] Risk Management and Governance - CCB focused on enhancing its risk management framework and governance structure to ensure sustainable growth and compliance - The bank aims to maintain a proactive and intelligent risk management system [9][10]